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Siu Credit Union Share
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Overview Share
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Siu Credit Union is a federally insured state credit union based in Carbondale, Illinois. It has been opened since 1938, for 84 years.

With around $327,300,000 in assets, Siu Credit Union is considered to be a very large credit union. It has 6 branches and 7 ATM locations.

About Share
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Address P.O. Box 2888
Carbondale, Illinois 62902
Website http://www.siucu.org
Phone (618) 457-3595
Fax (618) 549-8640
CEO Mike Lantrip
President of the Board Susan Dallas-Willis
Services Offered
Score Card Share
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84 years
Years in business
Opened in 1938
Well Capitalized
Net worth classification
Source: NCUA
39,827 members
Membership type: State chartered natural person credit union
Above average number of members
394:1
Credit union member to staff ratio
394 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$327,302,613
Total assets
Above average
6 branches
Compared with an average of 4 nationally and 2 in Illinois
Above average number of branches
0.25%
Savings interest rate
Compared to 0.3% nationally
7.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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6 branches
Compared with an average of 4 nationally and 2 in Illinois
Above average number of branches
Siu Credit Union Branch Locations

Siu Credit Union: Harrisburg Branch
777 E. Ford Street
Harrisburg, Illinois 62946
No ATM
Siu Credit Union: Energy
300 North Pershing Street
Energy, Illinois 62933
ATM Available
Siu Credit Union: East Branch
395 North Giant City Road
Carbondale, Illinois 62902
ATM Available
Siu Credit Union: Marion Branch
2809 Outer Drive
Marion, Illinois 62959
ATM Available
Siu Credit Union: West Branch
1217 W. Main Street
Carbondale, Illinois 62901
ATM Available
Siu Credit Union: Corporate Office
395 North Giant City Road
Carbondale, Illinois 62902
No ATM
Siu Credit Union: Metropolis Branch
704 E. 5th Street Suite 1
Metropolis, Illinois 62960
ATM Available
Members Share
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39,827 members
Membership type: State chartered natural person credit union
Above average number of members

With 39,827 members, the Siu Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 89% of credit unions.

Fees Share
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$107
Average fee per member
The average fee per member at the Siu Credit Union is $107, which is very high compared to most credit unions. This rate is higher than 87% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Siu Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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394:1
Credit union member to staff ratio
394 per each FTE employee
Compared to 411:1 nationally
Average number of staff
101 staff members
FTE (full-time equivalent)
6% of employees are part-time
98 full-time, 6 part-time

Siu Credit Union has 98 full-time staff members and 6 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 94% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Siu Credit Union has around 394 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets Share
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$327,302,613
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$7,981
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 70% of credit unions.

Siu Credit Union holds a total of $241,560,000 in loans and leases, which is about $7,981 per member on average.

Savings interest rate Share
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0.25%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Siu Credit Union pays 0.25%.

Loan rates Share
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7.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.65%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
10.65%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.75%
New car loan rate
Compared to 4.0% nationally
4.00%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.88%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to Siu Credit Union

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Siu Credit Union: Marion Branch ATM
Credit Union ATM: 2809 Outer Drive
Marion, Illinois 62959
Siu Credit Union: Marion Branch
Credit Union Branch: 2809 Outer Drive
Marion, Illinois 62959 ATM Available
Siu Credit Union: Energy
Credit Union Branch: 300 North Pershing Street
Energy, Illinois 62933 ATM Available
Siu Credit Union: East Branch
Credit Union Branch: 395 North Giant City Road
Carbondale, Illinois 62902 ATM Available
Siu Credit Union: Metropolis Branch
Credit Union Branch: 704 E. 5th Street Suite 1
Metropolis, Illinois 62960 ATM Available
Siu Credit Union: West Branch ATM
Credit Union ATM: 1217 W. Main Street
Carbondale, Illinois 62901
Siu Credit Union: Harrisburg Branch
Credit Union Branch: 777 E. Ford Street
Harrisburg, Illinois 62946 No ATM
Siu Credit Union: Corporate Office
Credit Union Branch: 395 North Giant City Road
Carbondale, Illinois 62902 No ATM
Siu Credit Union: West Branch
Credit Union Branch: 1217 W. Main Street
Carbondale, Illinois 62901 ATM Available
Siu Credit Union: Energy ATM
Credit Union ATM: 300 North Pershing Street
Energy, Illinois 62933