Smart Credit Union

Smart Credit Union is a federal credit union based in Columbus, Ohio. It has been opened since 1952, for 68 years.

With around $32,080,000 in assets, Smart Credit Union is considered to be an average size credit union.

With 3,774 members, the Smart Credit Union is considered to be a medium size credit union. It is larger than 50% of credit unions.

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Smart Credit Union. Some credit unions tend to charge more fees, while others charge less.

Smart Credit Union has 5 full-time staff members and 2 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 71% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Smart Credit Union has around 629 members per staff, a high ratio compared to other credit unions.

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Smart Credit Union holds a total of $10,690,000 in loans and leases, which is about $6,983 per member on average.

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Smart Credit Union pays 0.05%.