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Snake River Credit Union

Overview
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Snake River Credit Union is a federal credit union based in Twin Falls, Idaho. It has been opened since 1953, for 67 years.

With around $8,050,000 in assets, Snake River Credit Union is considered to be a medium size credit union. It has 1 branches and 1 ATM locations.

About
Address 2361 Orchard Drive E.
Twin Falls, Idaho 83301
Website http://snakeriverfcu.com
Phone (208) 734-8671
Fax (208) 735-1057
CEO Tracey A. Odonnell
President of the Board Jill Walters
Services Offered
Map
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Score Card
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67 years
Years in business
Opened in 1953
Well Capitalized
Net worth classification
Source: NCUA
1,326 members
Membership type: Manufacturing – all other
Below average number of members
442:1
Credit union member to staff ratio
442 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$8,047,652
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 5 in Idaho
Average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
9.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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1 branch
Compared with an average of 4 nationally and 5 in Idaho
Average number of branches
Snake River Credit Union Branch Locations

Snake River Credit Union: 2361
2361 Orchard Drive E.
Twin Falls, Idaho 83301
ATM Available
Members
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1,326 members
Membership type: Manufacturing – all other
Below average number of members

With 1,326 members, the Snake River Credit Union is considered to be a small credit union. It is smaller than 75% of credit unions.

Fees
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$136
Average fee per member
The average fee per member at the Snake River Credit Union is $136, which is very high compared to most credit unions. This rate is higher than 94% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Snake River Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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442:1
Credit union member to staff ratio
442 per each FTE employee
Compared to 411:1 nationally
Fewer staff
3 staff members
FTE (full-time equivalent)
0% of employees are part-time
3 full-time, 0 part-time

Snake River Credit Union has 3 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Snake River Credit Union has around 442 members per staff, a higher ratio compared to other credit unions.

Assets
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$8,047,652
Total assets
Below average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
13.3%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$7,162
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 77% of credit unions.

Snake River Credit Union holds a total of $6,800,000 in loans and leases, which is about $7,162 per member on average.

Savings interest rate
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Snake River Credit Union pays 0.10%.

Loan rates
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9.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
12.16%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.30%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.04%
New car loan rate
Compared to 4.0% nationally
6.86%
Used car loan rate
Compared to 5.2% nationally
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Credit Card Loan Interest Rate
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