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Southern Star Credit Union
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Southern Star Credit Union Share
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Southern Star Credit Union is a federally insured state credit union based in Houston, Texas. It has been opened since 1953, for 69 years.

With around $19,290,000 in assets, Southern Star Credit Union is considered to be a medium size credit union. It has 1 branches and 1 ATM locations.

About Share
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Address 16035 W. Little York Road
Houston, Texas 77084
Website http://www.southernstarcu.org
Phone (713) 934-1460
Fax (713) 934-1470
CEO Debra Callihan
President of the Board William Conrad
Services Offered
Score Card Share
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69 years
Years in business
Opened in 1953
Well Capitalized
Net worth classification
Source: NCUA
3,081 members
Membership type: State chartered natural person credit union
Average number of members
411:1
Credit union member to staff ratio
411 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$19,290,733
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in Texas
Average number of branches
0.30%
Savings interest rate
Compared to 0.3% nationally
9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 3 in Texas
Average number of branches
Southern Star Credit Union Branch Locations

Southern Star Credit Union
16035 W. Little York Road
Houston, Texas 77084
ATM Available
Members Share
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3,081 members
Membership type: State chartered natural person credit union
Average number of members

With 3,081 members, the Southern Star Credit Union is considered to be a medium size credit union. It is larger than 45% of credit unions.

Fees Share
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$24
Average fee per member
The average fee per member at the Southern Star Credit Union is $24, which is low compared to most credit unions. This rate is lower than 70% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Southern Star Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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411:1
Credit union member to staff ratio
411 per each FTE employee
Compared to 411:1 nationally
Fewer staff
8 staff members
FTE (full-time equivalent)
12% of employees are part-time
7 full-time, 1 part-time

Southern Star Credit Union has 7 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 88% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Southern Star Credit Union has around 411 members per staff, a higher ratio compared to other credit unions.

Assets Share
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$19,290,733
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
15.1%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$5,757
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 86% of credit unions.

Southern Star Credit Union holds a total of $9,990,000 in loans and leases, which is about $5,757 per member on average.

Savings interest rate Share
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0.30%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Southern Star Credit Union pays 0.30%.

Loan rates Share
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9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.40%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.50%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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6.00%
New car loan rate
Compared to 4.0% nationally
6.25%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.50%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
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Southern Star Credit Union ATM
Credit Union ATM: 16035 W. Little York Road
Houston, Texas 77084
Southern Star Credit Union
Credit Union: Well Capitalized Houston, Texas 3081.0 $19 million Well Capitalized