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Southwest Montana Community Credit Union
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Southwest Montana Community Credit Union Share
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Overview Share
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Southwest Montana Community Credit Union is a federal credit union based in Anaconda, Montana. It has been opened since 1941, for 81 years.

With around $111,010,000 in assets, Southwest Montana Community Credit Union is considered to be a large credit union. It has 2 branches and 2 ATM locations.

About Share
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Address 1035 West Park
Anaconda, Montana 59711
Website http://www.swmcfcu.org
Phone (406) 563-8484
Fax (406) 563-7122
CEO Thomas (Tom) Dedman
President of the Board Conn Malee
Services Offered
Score Card Share
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81 years
Years in business
Opened in 1941
Well Capitalized
Net worth classification
Source: NCUA
7,327 members
Membership type: Community credit union
Above average number of members
257:1
Credit union member to staff ratio
257 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$111,014,665
Total assets
Above average
2 branches
Compared with an average of 4 nationally and 2 in Montana
Above average number of branches
0.15%
Savings interest rate
Compared to 0.3% nationally
9.74%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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2 branches
Compared with an average of 4 nationally and 2 in Montana
Above average number of branches
Southwest Montana Community Credit Union Branch Locations

Southwest Montana Community Credit Union: Butte
1760 Harrison Avenue
Butte, Montana 59701
ATM Available
Southwest Montana Community Credit Union: Anaconda
1035 W. Park Avenue
Anaconda, Montana 59711
ATM Available
Members Share
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7,327 members
Membership type: Community credit union
Above average number of members

With 7,327 members, the Southwest Montana Community Credit Union is considered to be a large credit union. It is larger than 65% of credit unions.

Fees Share
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$102
Average fee per member
The average fee per member at the Southwest Montana Community Credit Union is $102, which is very high compared to most credit unions. This rate is higher than 85% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Southwest Montana Community Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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257:1
Credit union member to staff ratio
257 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
28 staff members
FTE (full-time equivalent)
3% of employees are part-time
28 full-time, 1 part-time

Southwest Montana Community Credit Union has 28 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 97% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Southwest Montana Community Credit Union has around 257 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets Share
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$111,014,665
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
13.7%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$13,588
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 74% of credit unions.

Southwest Montana Community Credit Union holds a total of $53,840,000 in loans and leases, which is about $13,588 per member on average.

Savings interest rate Share
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0.15%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Southwest Montana Community Credit Union pays 0.15%.

Loan rates Share
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9.74%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.31%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.06%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.36%
New car loan rate
Compared to 4.0% nationally
5.85%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.20%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
5.53%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to Southwest Montana Community Credit Union

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Southwest Montana Community Credit Union: Anaconda
Credit Union Branch: 1035 W. Park Avenue
Anaconda, Montana 59711 ATM Available
Southwest Kansas Community Credit Union
Credit Union Branch: 212 E. Frontview Street Suite C.
Dodge City, Kansas 67801 No ATM
Syracuse Cooperative Credit Union: Southwest Community Center ATM
Credit Union ATM: 401 South Avenue
(In the Southwest Community Center)
Syracuse, New York 13204
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Southwest Montana Community Credit Union: Butte
Credit Union Branch: 1760 Harrison Avenue
Butte, Montana 59701 ATM Available
Southwest Montana Community Credit Union: Anaconda ATM
Credit Union ATM: 1035 W. Park Avenue
Anaconda, Montana 59711
Shelby Community Credit Union: Shelby Community
Credit Union Branch: 121 1st Avenue SE
Shelby, Montana 59474 No ATM
Southwest Montana Community Credit Union: Butte ATM
Credit Union ATM: 1760 Harrison Avenue
Butte, Montana 59701
Southwest Montana Community Credit Union
Credit Union: Well Capitalized Anaconda, Montana 7327.0 $111 million Well Capitalized
Syracuse Cooperative Credit Union: Southwest Community Center
Credit Union Branch: 401 South Avenue
(In the Southwest Community Center)
Syracuse, New York 13204 ATM Available