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Space Age Credit Union

Overview
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Space Age Credit Union is a federal credit union based in Aurora, Colorado. It has been opened since 1952, for 68 years.

With around $142,270,000 in assets, Space Age Credit Union is considered to be a large credit union. It has 2 branches and 2 ATM locations.

About
Address 3033 S. Parker Rd., Tower 1, Suite
Aurora, Colorado 80014
Website http://www.spaceagefcu.coop
Phone (303) 369-7666
Fax (303) 369-0876
CEO John Uchida
President of the Board Lc Williams
Services Offered
Map
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Score Card
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68 years
Years in business
Opened in 1952
Well Capitalized
Net worth classification
Source: NCUA
16,120 members
Membership type: Multiple common bond – primary military
Above average number of members
454:1
Credit union member to staff ratio
454 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$142,265,532
Total assets
Above average
2 branches
Compared with an average of 4 nationally and 4 in Colorado
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
5.30%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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2 branches
Compared with an average of 4 nationally and 4 in Colorado
Above average number of branches
Space Age Credit Union Branch Locations

Space Age Credit Union: Safcu - Branch
3005 S. Parker Road Suite 300
Aurora, Colorado 80014
ATM Available
Space Age Credit Union: Safcu - Jeffco Credit Union
2433 Ford Street
Golden, Colorado 80401
ATM Available
Space Age Credit Union: Safcu - Corporate
3033 S. Parker Road Suite 800
Aurora, Colorado 80014
No ATM
Members
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16,120 members
Membership type: Multiple common bond – primary military
Above average number of members

With 16,120 members, the Space Age Credit Union is considered to be a large credit union. It is larger than 78% of credit unions.

Fees
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$45
Average fee per member
The average fee per member at the Space Age Credit Union is $45, which is comparable to most credit unions. This rate is lower than 52% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Space Age Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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454:1
Credit union member to staff ratio
454 per each FTE employee
Compared to 411:1 nationally
Fewer staff
36 staff members
FTE (full-time equivalent)
8% of employees are part-time
34 full-time, 3 part-time

Space Age Credit Union has 34 full-time staff members and 3 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 92% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Space Age Credit Union has around 454 members per staff, a higher ratio compared to other credit unions.

Assets
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$142,265,532
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.0%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$11,077
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 58% of credit unions.

Space Age Credit Union holds a total of $112,960,000 in loans and leases, which is about $11,077 per member on average.

Savings interest rate
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Space Age Credit Union pays 0.05%.

Loan rates
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5.30%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.75%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.49%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.49%
New car loan rate
Compared to 4.0% nationally
4.49%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.61%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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