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Space City Credit Union Share
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Overview Share
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Space City Credit Union is a federally insured state credit union based in Houston, Texas. It has been opened since 1965, for 57 years.

With around $83,370,000 in assets, Space City Credit Union is considered to be a large credit union. It has 4 branches and 2 ATM locations.

About Share
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Address 3101 Harrisburg Boulevard
Houston, Texas 77003
Website http://www.spacecitycu.com
Phone (713) 222-1244
Fax (713) 222-0085
CEO Craig B. Rohden
President of the Board Buck Lay
Services Offered
Score Card Share
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57 years
Years in business
Opened in 1965
Well Capitalized
Net worth classification
Source: NCUA
8,813 members
Membership type: State chartered natural person credit union
Above average number of members
241:1
Credit union member to staff ratio
241 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$83,368,630
Total assets
Above average
4 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
0.47%
Savings interest rate
Compared to 0.3% nationally
12.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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4 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
Space City Credit Union Branch Locations

Space City Credit Union - Laporte Office
1030 Independence Parkway S.
La Porte, Texas 77571
ATM Available
Space City Credit Union - Enid Office
5771 Enid Street
Houston, Texas 77009
No ATM
Space City Credit Union
3101 Harrisburg Boulevard
Houston, Texas 77003
ATM Available
Space City Credit Union - Clinton Office
4101 Clinton Drive
Houston, Texas 77020
No ATM
Members Share
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8,813 members
Membership type: State chartered natural person credit union
Above average number of members

With 8,813 members, the Space City Credit Union is considered to be a large credit union. It is larger than 68% of credit unions.

Fees Share
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$97
Average fee per member
The average fee per member at the Space City Credit Union is $97, which is very high compared to most credit unions. This rate is higher than 83% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Space City Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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241:1
Credit union member to staff ratio
241 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
36 staff members
FTE (full-time equivalent)
3% of employees are part-time
36 full-time, 1 part-time

Space City Credit Union has 36 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 97% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Space City Credit Union has around 241 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets Share
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$83,368,630
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$10,511
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 54% of credit unions.

Space City Credit Union holds a total of $66,420,000 in loans and leases, which is about $10,511 per member on average.

Savings interest rate Share
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0.47%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Space City Credit Union pays 0.47%.

Loan rates Share
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12.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
12.95%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.12%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.99%
New car loan rate
Compared to 4.0% nationally
5.50%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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6.15%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
3.42%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Space City Credit Union - Laporte Office
Credit Union Branch: 1030 Independence Parkway S.
La Porte, Texas 77571 ATM Available
Union State Bank
Bank: Pell City, Alabama 62203395.0
Space City Credit Union - Enid Office
Credit Union Branch: 5771 Enid Street
Houston, Texas 77009 No ATM
Space City Credit Union
Credit Union: Well Capitalized Houston, Texas 8813.0 $83 million Well Capitalized
Space City Credit Union - Clinton Office
Credit Union Branch: 4101 Clinton Drive
Houston, Texas 77020 No ATM
Space City Credit Union
Credit Union Branch: 3101 Harrisburg Boulevard
Houston, Texas 77003 ATM Available
Space City Credit Union - Laporte Office ATM
Credit Union ATM: 1030 Independence Parkway S.
La Porte, Texas 77571
Space City Credit Union ATM
Credit Union ATM: 3101 Harrisburg Boulevard
Houston, Texas 77003
the Union State Bank
Bank: Arkansas City, Kansas 101100993.0