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Spc Credit Union Share
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Overview Share
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Spc Credit Union is a federally insured state credit union based in Hartsville, South Carolina. It has been opened since 1949, for 73 years.

With around $161,940,000 in assets, Spc Credit Union is considered to be a large credit union. It has 5 branches and 11 ATM locations.

About Share
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Address P.O. Box 1355
Hartsville, South Carolina 29551
Website http://www.spccu.org
Phone (843) 383-0090
Fax (843) 332-0244
CEO Linda H. Weatherford
President of the Board Julian Walters, Jr.
Services Offered
Score Card Share
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73 years
Years in business
Opened in 1949
Well Capitalized
Net worth classification
Source: NCUA
20,917 members
Membership type: State chartered natural person credit union
Above average number of members
324:1
Credit union member to staff ratio
324 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$161,941,091
Total assets
Above average
5 branches
Compared with an average of 4 nationally and 4 in South Carolina
Above average number of branches
0.30%
Savings interest rate
Compared to 0.3% nationally
9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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5 branches
Compared with an average of 4 nationally and 4 in South Carolina
Above average number of branches
Spc Credit Union Branch Locations

Spc Credit Union: Darlington Branch
609 North Main Street
Darlington, South Carolina 29532
ATM Available
Spc Credit Union: Bennettsville Branch
204 15/401 By-Pass East
Bennettsville, South Carolina 29512
ATM Available
Spc Credit Union: Florence Branch
134 W. Mciver Road
Florence, South Carolina 29501
ATM Available
Spc Credit Union: Sonoco Branch
200 North 2nd Street
Hartsville, South Carolina 29550
ATM Available
Spc Credit Union: Main Office
204 North 5th Street
Hartsville, South Carolina 29550
ATM Available
Members Share
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20,917 members
Membership type: State chartered natural person credit union
Above average number of members

With 20,917 members, the Spc Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 82% of credit unions.

Fees Share
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$119
Average fee per member
The average fee per member at the Spc Credit Union is $119, which is very high compared to most credit unions. This rate is higher than 91% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Spc Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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324:1
Credit union member to staff ratio
324 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
64 staff members
FTE (full-time equivalent)
7% of employees are part-time
62 full-time, 5 part-time

Spc Credit Union has 62 full-time staff members and 5 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 93% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Spc Credit Union has around 324 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets Share
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$161,941,091
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.1%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$10,467
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 53% of credit unions.

Spc Credit Union holds a total of $101,180,000 in loans and leases, which is about $10,467 per member on average.

Savings interest rate Share
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0.30%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Spc Credit Union pays 0.30%.

Loan rates Share
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9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.40%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.16%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.69%
New car loan rate
Compared to 4.0% nationally
6.34%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.38%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.28%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to Spc Credit Union

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Spc Credit Union: Main Office ATM
Credit Union ATM: 204 North 5th Street
Hartsville, South Carolina 29550
Spc Credit Union: Sonoco Branch
Credit Union Branch: 200 North 2nd Street
Hartsville, South Carolina 29550 ATM Available
Spc Credit Union: Main Office
Credit Union Branch: 204 North 5th Street
Hartsville, South Carolina 29550 ATM Available
Spc Credit Union: Bennettsville Branch ATM
Credit Union ATM: 204 15/401 By-Pass East
Bennettsville, South Carolina 29512
Spc Credit Union: Darlington Branch ATM
Credit Union ATM: 609 North Main Street
Darlington, South Carolina 29532
Spc Credit Union: Florence Branch ATM
Credit Union ATM: 134 W. Mciver Road
Florence, South Carolina 29501
Spc Credit Union: Florence Branch
Credit Union Branch: 134 W. Mciver Road
Florence, South Carolina 29501 ATM Available
Spc Credit Union: Bennettsville Branch
Credit Union Branch: 204 15/401 By-Pass East
Bennettsville, South Carolina 29512 ATM Available
Spc Credit Union: Darlington Branch
Credit Union Branch: 609 North Main Street
Darlington, South Carolina 29532 ATM Available
Spc Credit Union: Sonoco Branch ATM
Credit Union ATM: 200 North 2nd Street
Hartsville, South Carolina 29550