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Spokane City Credit Union Share
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Overview Share
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Spokane City Credit Union is a federally insured state credit union based in Spokane, Washington. It has been opened since 1934, for 88 years.

With around $41,730,000 in assets, Spokane City Credit Union is considered to be an average size credit union. It has 1 branches and 1 ATM locations.

About Share
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Address Po Box 9639
Spokane, Washington 99209
Website http://www.sccu.net
Phone (509) 325-7228
Fax (509) 325-9818
CEO Eugene P. Fitzpatrick
President of the Board Gene Jakubczak
Services Offered
Score Card Share
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88 years
Years in business
Opened in 1934
Well Capitalized
Net worth classification
Source: NCUA
4,947 members
Membership type: State chartered natural person credit union
Average number of members
495:1
Credit union member to staff ratio
495 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$41,726,600
Total assets
Average size
1 branch
Compared with an average of 4 nationally and 6 in Washington
Average number of branches
0.40%
Savings interest rate
Compared to 0.3% nationally
8.10%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 6 in Washington
Average number of branches
Spokane City Credit Union Branch Locations

Spokane City Credit Union
1930 North Monroe Street
Spokane, Washington 99205
ATM Available
Members Share
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4,947 members
Membership type: State chartered natural person credit union
Average number of members

With 4,947 members, the Spokane City Credit Union is considered to be a medium size credit union. It is larger than 56% of credit unions.

Fees Share
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$85
Average fee per member
The average fee per member at the Spokane City Credit Union is $85, which is high compared to most credit unions. This rate is higher than 77% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Spokane City Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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495:1
Credit union member to staff ratio
495 per each FTE employee
Compared to 411:1 nationally
Fewer staff
10 staff members
FTE (full-time equivalent)
0% of employees are part-time
10 full-time, 0 part-time

Spokane City Credit Union has 10 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Spokane City Credit Union has around 495 members per staff, a higher ratio compared to other credit unions.

Assets Share
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$41,726,600
Total assets
Average size
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$10,376
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 52% of credit unions.

Spokane City Credit Union holds a total of $34,730,000 in loans and leases, which is about $10,376 per member on average.

Savings interest rate Share
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0.40%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Spokane City Credit Union pays 0.40%.

Loan rates Share
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8.10%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.80%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.90%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.97%
New car loan rate
Compared to 4.0% nationally
4.50%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.87%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.82%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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