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St. Francis Medical Center Credit Union

Overview
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St. Francis Medical Center Credit Union is a federal credit union based in Honolulu, Hawaii. It has been opened since 1954, for 66 years.

With around $8,890,000 in assets, St. Francis Medical Center Credit Union is considered to be a medium size credit union.

About
Address 2228 Liliha Street Suite 209
Honolulu, Hawaii 96817
Phone (808) 547-6229
Fax (808) 536-4965
CEO Mary A. Brown
President of the Board Stephen Hall
Services Offered
Map
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Score Card
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66 years
Years in business
Opened in 1954
Well Capitalized
Net worth classification
Source: NCUA
1,144 members
Membership type: Service – health care
Below average number of members
572:1
Credit union member to staff ratio
572 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$8,886,065
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in Hawaii
Average number of branches
0.20%
Savings interest rate
Compared to 0.3% nationally
Branches
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1 branch
Compared with an average of 4 nationally and 3 in Hawaii
Average number of branches
St. Francis Medical Center Credit Union Branch Locations

Street Francis Medical Center Federal Credit Union
2228 Liliha Street Suite 209
Honolulu, Hawaii 96817
No ATM
Members
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1,144 members
Membership type: Service – health care
Below average number of members

With 1,144 members, the St. Francis Medical Center Credit Union is considered to be a small credit union. It is smaller than 78% of credit unions.

Fees
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Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the St. Francis Medical Center Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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572:1
Credit union member to staff ratio
572 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
2 staff members
FTE (full-time equivalent)
0% of employees are part-time
2 full-time, 0 part-time

St. Francis Medical Center Credit Union has 2 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. St. Francis Medical Center Credit Union has around 572 members per staff, a high ratio compared to other credit unions.

Assets
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$8,886,065
Total assets
Below average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
17.4%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$10,577
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 54% of credit unions.

St. Francis Medical Center Credit Union holds a total of $6,520,000 in loans and leases, which is about $10,577 per member on average.

Savings interest rate
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0.20%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. St. Francis Medical Center Credit Union pays 0.20%.

Loan rates
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11.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
2.20%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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5.75%
New car loan rate
Compared to 4.0% nationally
6.75%
Used car loan rate
Compared to 5.2% nationally
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