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St. James Hospital Employees Credit Union
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St. James Hospital Employees Credit Union Share
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Overview Share
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St. James Hospital Employees Credit Union is a federal credit union based in Chicago Heights, Illinois. It has been opened since 1965, for 57 years.

With around $9,910,000 in assets, St. James Hospital Employees Credit Union is considered to be a medium size credit union.

About Share
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Address 1423 Chicago Road
Chicago Heights, Illinois 60411
Phone (708) 747-4000
Fax (708) 503-3214
CEO Kathleen Harvatt
President of the Board Kathryn Duckett
Services Offered
Score Card Share
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57 years
Years in business
Opened in 1965
Well Capitalized
Net worth classification
Source: NCUA
2,331 members
Membership type: Service – health care
Below average number of members
932:1
Credit union member to staff ratio
932 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$9,909,812
Total assets
Below average
0 branches
Compared with an average of 4 nationally and 2 in Illinois
Average number of branches
0.01%
Savings interest rate
Compared to 0.3% nationally
10.50%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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0 branches
Compared with an average of 4 nationally and 2 in Illinois
Average number of branches
St. James Hospital Employees Credit Union Branch Locations

Street James Hospital Employees Credit Union: Main
20201 Crawford Avenue
Olympia Fields, Illinois 60461
No ATM
Members Share
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2,331 members
Membership type: Service – health care
Below average number of members

With 2,331 members, the St. James Hospital Employees Credit Union is considered to be a small credit union. It is smaller than 61% of credit unions.

Fees Share
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$36
Average fee per member
The average fee per member at the St. James Hospital Employees Credit Union is $36, which is comparable to most credit unions. This rate is lower than 60% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the St. James Hospital Employees Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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932:1
Credit union member to staff ratio
932 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
2 staff members
FTE (full-time equivalent)
33% of employees are part-time
2 full-time, 1 part-time

St. James Hospital Employees Credit Union has 2 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 67% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. St. James Hospital Employees Credit Union has around 932 members per staff, a high ratio compared to other credit unions.

Assets Share
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$9,909,812
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.2%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$2,186
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 98% of credit unions.

St. James Hospital Employees Credit Union holds a total of $3,520,000 in loans and leases, which is about $2,186 per member on average.

Savings interest rate Share
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0.01%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. St. James Hospital Employees Credit Union pays 0.01%.

Loan rates Share
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10.50%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.05%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.75%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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7.00%
New car loan rate
Compared to 4.0% nationally
8.00%
Used car loan rate
Compared to 5.2% nationally

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