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State University of NY Geneseo Credit Union
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State University of NY Geneseo Credit Union Share
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Overview Share
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State University of NY Geneseo Credit Union is a federal credit union based in Geneseo, New York. It has been opened since 1971, for 51 years.

With around $7,010,000 in assets, State University of NY Geneseo Credit Union is considered to be a medium size credit union.

About Share
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Address 1 College Cir, College Union 111
Geneseo, New York 14454
Website http://www.geneseo.edu/sgfcu
Phone (585) 245-5700
Fax (585) 245-5701
CEO Barbara J. Dillon
President of the Board James Milroy
Services Offered
Score Card Share
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51 years
Years in business
Opened in 1971
Well Capitalized
Net worth classification
Source: NCUA
640 members
Membership type: Multiple common bond – primary educational
Below average number of members
213:1
Credit union member to staff ratio
213 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$7,012,236
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in New York
Average number of branches
0.04%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 3 in New York
Average number of branches
State University of NY Geneseo Credit Union Branch Locations
Members Share
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640 members
Membership type: Multiple common bond – primary educational
Below average number of members

With 640 members, the State University of NY Geneseo Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 87% of credit unions.

Fees Share
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$21
Average fee per member
The average fee per member at the State University of NY Geneseo Credit Union is $21, which is low compared to most credit unions. This rate is lower than 72% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the State University of NY Geneseo Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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213:1
Credit union member to staff ratio
213 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
3 staff members
FTE (full-time equivalent)
0% of employees are part-time
3 full-time, 0 part-time

State University of NY Geneseo Credit Union has 3 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. State University of NY Geneseo Credit Union has around 213 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets Share
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$7,012,236
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
25.3%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$11,552
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 61% of credit unions.

State University of NY Geneseo Credit Union holds a total of $1,930,000 in loans and leases, which is about $11,552 per member on average.

Savings interest rate Share
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0.04%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. State University of NY Geneseo Credit Union pays 0.04%.

Loan rates Share
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12.63%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
10.12%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.01%
New car loan rate
Compared to 4.0% nationally
4.91%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.88%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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