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Sterling Credit Union Share
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Overview Share
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Sterling Credit Union is a federal credit union based in Sterling, Colorado. It has been opened since 1938, for 84 years.

With around $150,790,000 in assets, Sterling Credit Union is considered to be a large credit union. It has 2 branches and 2 ATM locations.

About Share
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Address Po Box 1086
Sterling, Colorado 80751
Website http://www.sterlingcreditunion.org
Phone (970) 522-0111
Fax (970) 522-2614
CEO Darrin Blankenbeckler
President of the Board Joe Mcgee
Services Offered
Score Card Share
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84 years
Years in business
Opened in 1938
Well Capitalized
Net worth classification
Source: NCUA
8,890 members
Membership type: Community credit union
Above average number of members
349:1
Credit union member to staff ratio
349 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$150,788,808
Total assets
Above average
2 branches
Compared with an average of 4 nationally and 4 in Colorado
Above average number of branches
1.25%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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2 branches
Compared with an average of 4 nationally and 4 in Colorado
Above average number of branches
Sterling Credit Union Branch Locations

Sterling Credit Union: Fort Morgan Branch
709 E. Railroad Avenue
Fort Morgan, Colorado 80701
ATM Available
Sterling Federal Credit Union
822 W. Main Street
Sterling, Colorado 80751
ATM Available
Members Share
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8,890 members
Membership type: Community credit union
Above average number of members

With 8,890 members, the Sterling Credit Union is considered to be a large credit union. It is larger than 68% of credit unions.

Fees Share
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$46
Average fee per member
The average fee per member at the Sterling Credit Union is $46, which is comparable to most credit unions. This rate is lower than 52% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Sterling Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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349:1
Credit union member to staff ratio
349 per each FTE employee
Compared to 411:1 nationally
Average number of staff
26 staff members
FTE (full-time equivalent)
4% of employees are part-time
25 full-time, 1 part-time

Sterling Credit Union has 25 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 96% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Sterling Credit Union has around 349 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets Share
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$150,788,808
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
15.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$20,994
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 92% of credit unions.

Sterling Credit Union holds a total of $49,880,000 in loans and leases, which is about $20,994 per member on average.

Savings interest rate Share
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1.25%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Sterling Credit Union pays 1.25%.

Loan rates Share
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6.57%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.62%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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4.08%
New car loan rate
Compared to 4.0% nationally
5.53%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.34%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.69%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
5.52%
Other real estate loan rates
Compared to 0.9% nationally

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All of Asset Brief

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Sterling, Colorado 80751 ATM Available
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Credit Union ATM: 822 W. Main Street
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Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.