Home
Contents
Explore
Search

Sun Community Credit Union

Overview
Back to Top

Sun Community Credit Union is a federal credit union based in El Centro, California. It has been opened since 1954, for 66 years.

With around $432,940,000 in assets, Sun Community Credit Union is considered to be a very large credit union. It has 10 branches and 12 ATM locations.

About
Address 1068 Broadway Avenue
EL Centro, California 92243
Website http://www.suncommunityfcu.org
Phone (760) 337-4200
CEO Gary Ahlgren
President of the Board Juan Cruz
Services Offered
Map
Back to Top
Score Card
Back to Top
66 years
Years in business
Opened in 1954
Well Capitalized
Net worth classification
Source: NCUA
37,325 members
Membership type: Unknown
Above average number of members
256:1
Credit union member to staff ratio
256 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$432,944,515
Total assets
Above average
10 branches
Compared with an average of 4 nationally and 5 in California
Above average number of branches
0.50%
Savings interest rate
Compared to 0.3% nationally
10.49%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
Back to Top
10 branches
Compared with an average of 4 nationally and 5 in California
Above average number of branches
Sun Community Credit Union Branch Locations

Sun Community Credit Union: Cardenas Market
1620 North Imperial Avenue
EL Centro, California 92243
ATM Available
Sun Community Credit Union: Palm Desert Branch
34140 Monterey Avenue
Palm Desert, California 92211
ATM Available
Sun Community Credit Union: Holtville Branch
439 E. 5th Street
Holtville, California 92250
ATM Available
Sun Community Credit Union: Calipatria Branch
141 W. Main Street
Calipatria, California 92233
ATM Available
Sun Community Credit Union: Brawley Branch
1080 S. Brawley Avenue US Highway 86
Brawley, California 92227
ATM Available
Sun Community Credit Union: Calexico Branch
2536 Rockwood Avenue
Calexico, California 92231
ATM Available
Sun Community Credit Union: Imperial Branch
201 North Imperial Avenue
Imperial, California 92251
ATM Available
Sun Community Credit Union: El Centro Branch
1068 Broadway Avenue
EL Centro, California 92243
ATM Available
Sun Community Credit Union: Palm Springs Branch
1717 E. Vista Chino Suite J10
Palm Springs, California 92262
No ATM
Members
Back to Top
37,325 members
Membership type: Unknown
Above average number of members

With 37,325 members, the Sun Community Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 89% of credit unions.

Fees
Back to Top
$170
Average fee per member
The average fee per member at the Sun Community Credit Union is $170, which is very high compared to most credit unions. This rate is higher than 98% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Sun Community Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
Back to Top
256:1
Credit union member to staff ratio
256 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
146 staff members
FTE (full-time equivalent)
5% of employees are part-time
142 full-time, 8 part-time

Sun Community Credit Union has 142 full-time staff members and 8 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 95% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Sun Community Credit Union has around 256 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets
Back to Top
$432,944,515
Total assets
Above average
Net worth
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.4%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
Back to Top
$18,590
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 89% of credit unions.

Sun Community Credit Union holds a total of $346,870,000 in loans and leases, which is about $18,590 per member on average.

Savings interest rate
Back to Top
0.50%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Sun Community Credit Union pays 0.50%.

Loan rates
Back to Top
10.49%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.49%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
Back to Top
4.49%
New car loan rate
Compared to 4.0% nationally
4.49%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
Back to Top
6.75%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.50%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
4.00%
Other real estate loan rates
Compared to 0.9% nationally
Barstow Community Credit Union
Location
Barstow, California
Members
1532
Assets
Net Worth Classification
Well Capitalized
Average Fee
Read More
Hanin Credit Union
Location
Los Angeles, California
Members
4,345
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
9.80%
Read More
U.P.S. Employees Credit Union
Location
Ontario, California
Members
5,544
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
10.50%
Read More
Redlands City Employees Credit Union
Location
Redlands, California
Members
719
Assets
Net Worth Classification
Well Capitalized
Average Fee
Read More
Santa Clara County Credit Union
Location
San Jose, California
Members
51,274
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
9.99%
Read More
Cbc Credit Union
Location
Oxnard, California
Members
27,872
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
10.46%
Read More