Tennessee Valley Credit Union

Tennessee Valley Credit Union is a federal credit union based in Chattanooga, Tennessee. It has been opened since 1936, for 84 years.

With around $1,445,780,000 in assets, Tennessee Valley Credit Union is considered to be a very large credit union. It has 18 branches and 18 ATM locations.

With 142,476 members, the Tennessee Valley Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 97% of credit unions.

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Tennessee Valley Credit Union. Some credit unions tend to charge more fees, while others charge less.

Tennessee Valley Credit Union has 327 full-time staff members and 46 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 88% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Tennessee Valley Credit Union has around 407 members per staff, a higher ratio compared to other credit unions.

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Tennessee Valley Credit Union holds a total of $1,123,080,000 in loans and leases, which is about $19,644 per member on average.

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Tennessee Valley Credit Union pays 0.35%.