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The First Financial Credit Union
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The First Financial Credit Union Share
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Overview Share
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The First Financial Credit Union is a federal credit union based in West Covina, California. It has been opened since 1974, for 48 years.

With around $598,110,000 in assets, The First Financial Credit Union is considered to be a very large credit union.

About Share
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Address 1600 W. Cameron Avenue
West Covina, California 91790
Website http://www.ffcu.org
Phone (626) 814-4611
Fax (626) 814-2689
CEO Carlton Musmann
President of the Board Shirley Burkhardt
Services Offered
Score Card Share
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48 years
Years in business
Opened in 1974
Well Capitalized
Net worth classification
Source: NCUA
33,270 members
Membership type: Multiple common bond – primary educational
Above average number of members
218:1
Credit union member to staff ratio
218 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$598,109,273
Total assets
Above average
10 branches
Compared with an average of 4 nationally and 5 in California
Above average number of branches
0.03%
Savings interest rate
Compared to 0.3% nationally
10.41%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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10 branches
Compared with an average of 4 nationally and 5 in California
Above average number of branches
The First Financial Credit Union Branch Locations

the First Financial Credit Union: San Diego Branch
7510 Hazard Center Drive Suite 417
San Diego, California 92108
No ATM
the First Financial Credit Union: Torrance Branch
21207 Hawthorne Boulevard Unit 107-41
Torrance, California 90503
No ATM
the First Financial Credit Union: Brea Branch
1001 E. Imperial Highway Suite A.
Brea, California 92821
No ATM
the First Financial Credit Union: Los Angeles Branch
5115 Wilshire Boulevard Suite F.
Los Angeles, California 90036
No ATM
the First Financial Credit Union: Northridge Branch
19600 Plummer Street Suite 400
Northridge, California 91324
No ATM
the First Financial Credit Union: West Covina Branch
2530 E. Workman Avenue
West Covina, California 91791
No ATM
the First Financial Credit Union: Redlands Branch
10080 Alabama Street Suite A.
Redlands, California 92374
No ATM
Members Share
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33,270 members
Membership type: Multiple common bond – primary educational
Above average number of members

With 33,270 members, the The First Financial Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 88% of credit unions.

Fees Share
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$105
Average fee per member
The average fee per member at the The First Financial Credit Union is $105, which is very high compared to most credit unions. This rate is higher than 87% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the The First Financial Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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218:1
Credit union member to staff ratio
218 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
152 staff members
FTE (full-time equivalent)
6% of employees are part-time
148 full-time, 9 part-time

The First Financial Credit Union has 148 full-time staff members and 9 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 94% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. The First Financial Credit Union has around 218 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets Share
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$598,109,273
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
7.5%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$15,077
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 80% of credit unions.

The First Financial Credit Union holds a total of $491,480,000 in loans and leases, which is about $15,077 per member on average.

Savings interest rate Share
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0.03%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. The First Financial Credit Union pays 0.03%.

Loan rates Share
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10.41%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.03%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.11%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.46%
New car loan rate
Compared to 4.0% nationally
3.81%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.46%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.07%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to The First Financial Credit Union

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the First Financial Credit Union: Lakewood Branch
Credit Union Branch: 4018 Hardwick Street
Lakewood, California 90712 No ATM
the First Financial Credit Union: First Financial Credit Union
Credit Union Branch: 1600 W. Cameron Avenue
West Covina, California 91790 No ATM
the First Financial Credit Union: Torrance Branch
Credit Union Branch: 21207 Hawthorne Boulevard Unit 107-41
Torrance, California 90503 No ATM
the First Financial Credit Union: San Diego Branch
Credit Union Branch: 7510 Hazard Center Drive Suite 417
San Diego, California 92108 No ATM
the First Financial Credit Union: Brea Branch
Credit Union Branch: 1001 E. Imperial Highway Suite A.
Brea, California 92821 No ATM
the First Financial Credit Union: Pasadena Branch
Credit Union Branch: 250 S. Lake Avenue
Pasadena, California 91101 No ATM
the First Financial Credit Union: Redlands Branch
Credit Union Branch: 10080 Alabama Street Suite A.
Redlands, California 92374 No ATM
the First Financial Credit Union: West Covina Branch
Credit Union Branch: 2530 E. Workman Avenue
West Covina, California 91791 No ATM
the First Financial Credit Union: Northridge Branch
Credit Union Branch: 19600 Plummer Street Suite 400
Northridge, California 91324 No ATM
the First Financial Credit Union: Montclair Branch
Credit Union Branch: 8750 Central Avenue
Montclair, California 91763 No ATM