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Truliant Credit Union

Overview
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Truliant Credit Union is a federal credit union based in Winston Salem, North Carolina. It has been opened since 1952, for 68 years.

With around $2,470,170,000 in assets, Truliant Credit Union is considered to be a very large credit union. It has 37 branches and 32 ATM locations.

About
Address Po Box 26000
Winston Salem, North Carolina 27114
Website http://WWW.TRULIANTFCU.ORG
Phone (336) 659-1955
Fax (336) 659-5360
CEO Marcus B. Schaefer
President of the Board Gregory Thrush
Services Offered
Map
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Score Card
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68 years
Years in business
Opened in 1952
Well Capitalized
Net worth classification
Source: NCUA
239,367 members
Membership type: Multiple common bond – other
Above average number of members
365:1
Credit union member to staff ratio
365 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$2,470,165,413
Total assets
Above average
37 branches
Compared with an average of 4 nationally and 7 in North Carolina
Above average number of branches
0.15%
Savings interest rate
Compared to 0.3% nationally
9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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37 branches
Compared with an average of 4 nationally and 7 in North Carolina
Above average number of branches
Truliant Credit Union Branch Locations

Truliant Credit Union: Richmond
3701 Cox Road
Richmond, Virginia 23233
ATM Available
Truliant Credit Union: University
1915 Back Creek Drive
Charlotte, North Carolina 28213
ATM Available
Truliant Credit Union: Radford
7321 Peppers Ferry Boulevard
Fairlawn, Virginia 24141
ATM Available
Truliant Credit Union: Clemmons
4100 Clemmons Road
Tanglewood Commons Shopping Center
Clemmons, North Carolina 27012
ATM Available
Truliant Credit Union: Downtown Winston-Salem
893 North Liberty Street Suite A.
Winston Salem, North Carolina 27101
ATM Available
Truliant Credit Union: Wytheville
800 E. Main Street Suite 130
Wythe Shopping Plaza
Wytheville, Virginia 24382
ATM Available
Truliant Credit Union: Tyvola Road
6051 Tyvola Glen Circle
Charlotte, North Carolina 28217
ATM Available
Truliant Credit Union: New Garden Road
1655 New Garden Road
Greensboro, North Carolina 27410
No ATM
Truliant Credit Union: Waverly
7107 Waverly Walk Avenue Unit A1
Charlotte, North Carolina 28277
ATM Available
Truliant Credit Union: South End Charlotte
2400 South Boulevard Suite 102
Charlotte, North Carolina 28203
ATM Available
Truliant Credit Union: Cornelius
21714 Catawba Avenue
Suite A6
Cornelius, North Carolina 28031
ATM Available
Truliant Credit Union: Huntersville
9706 Gilead Road
Huntersville, North Carolina 28078
ATM Available
Truliant Credit Union: S. Elm-Eugene Street
2914 S. Elm Eugene Street
Greensboro, North Carolina 27406
ATM Available
Truliant Credit Union: High Point
4006 Mendenhall Oaks Parkway
High Point, North Carolina 27265
ATM Available
Truliant Credit Union: Kernersville
500 Pineview Drive Suite 117
Kernersville, North Carolina 27284
ATM Available
Truliant Credit Union: Mcadenville
121 Main Street
MC Adenville, North Carolina 28101
ATM Available
Truliant Credit Union: Mebane
1801 S. Nc Highway 119
Mebane, North Carolina 27302
ATM Available
Truliant Credit Union: Shelby
621 S. Dekalb Street Suite B.
Shelby, North Carolina 28150
No ATM
Truliant Credit Union: W. Friendly Avenue
6912 Downwind Road
Greensboro, North Carolina 27409
ATM Available
Truliant Credit Union: East Forsyth High School
2500 W. Mountain Street
Kernersville, North Carolina 27284
No ATM
Truliant Credit Union: Harrisburg
4347 School House Cmns
Harrisburg, North Carolina 28075
ATM Available
Truliant Credit Union: Park Road
4530 Park Road Suite 110
Charlotte, North Carolina 28209
ATM Available
Truliant Credit Union: Steele Creek
14318 Rivergate View Drive
Suite 300
Charlotte, North Carolina 28273
ATM Available
Truliant Credit Union: Mint Hill
7114 Brighton Park Drive Suite 300
Mint Hill, North Carolina 28227
ATM Available
Truliant Credit Union: Peace Haven Road
1985 North Peace Haven Road
Winston Salem, North Carolina 27106
ATM Available
Truliant Credit Union: Elon
1205 University Drive Site 114
Burlington, North Carolina 27215
ATM Available
Truliant Credit Union: Mallard Creek
3024 Prosperity Church Road # B.
Charlotte, North Carolina 28269
ATM Available
Truliant Credit Union: Willey Middle School
1400 W. Northwest Boulevard
Winston Salem, North Carolina 27104
No ATM
Truliant Credit Union: Matthews
324 North Trade Street Suite 101
Matthews, North Carolina 28105
ATM Available
Truliant Credit Union: North Point Boulevard
7780 North Point Boulevard
Winston Salem, North Carolina 27106
ATM Available
Truliant Credit Union: Burlington
2564 Kirkwood Drive
Burlington, North Carolina 27215
ATM Available
Truliant Credit Union: Corporate Office
3200 Truliant Way
Winston Salem, North Carolina 27103
ATM Available
Truliant Credit Union: Greenville
3621 Pelham Road
Greenville, South Carolina 29615
ATM Available
Truliant Credit Union: Ballantyne
16041 Johnston Road Suite E.
Charlotte, North Carolina 28277
ATM Available
Truliant Credit Union: E. Dixie Drive
1055 E. Dixie Drive
Asheboro, North Carolina 27203
ATM Available
Members
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239,367 members
Membership type: Multiple common bond – other
Above average number of members

With 239,367 members, the Truliant Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 99% of credit unions.

Fees
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$52
Average fee per member
The average fee per member at the Truliant Credit Union is $52, which is comparable to most credit unions. This rate is lower than 48% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Truliant Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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365:1
Credit union member to staff ratio
365 per each FTE employee
Compared to 411:1 nationally
Average number of staff
656 staff members
FTE (full-time equivalent)
7% of employees are part-time
633 full-time, 45 part-time

Truliant Credit Union has 633 full-time staff members and 45 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 93% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Truliant Credit Union has around 365 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets
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$2,470,165,413
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$13,505
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 73% of credit unions.

Truliant Credit Union holds a total of $2,019,110,000 in loans and leases, which is about $13,505 per member on average.

Savings interest rate
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0.15%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Truliant Credit Union pays 0.15%.

Loan rates
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9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
13.25%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
3.30%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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2.49%
New car loan rate
Compared to 4.0% nationally
2.64%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.00%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
7.00%
Other real estate loan rates
Compared to 0.9% nationally