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Ttcu

Overview
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Ttcu is a federal credit union based in Tulsa, Oklahoma. It has been opened since 1934, for 86 years.

With around $1,884,760,000 in assets, Ttcu is considered to be a very large credit union. It has 16 branches and 16 ATM locations.

About
Address Po Box 4999
Tulsa, Oklahoma 74159
Website http://www.ttcu.com
Phone (918) 743-9861
CEO Tim Lyons
President of the Board Clark Ogilvie
Services Offered
Map
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Score Card
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86 years
Years in business
Opened in 1934
Well Capitalized
Net worth classification
Source: NCUA
130,059 members
Membership type: Multiple common bond – primary educational
Above average number of members
323:1
Credit union member to staff ratio
323 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$1,884,763,699
Total assets
Above average
16 branches
Compared with an average of 4 nationally and 4 in Oklahoma
Above average number of branches
0.70%
Savings interest rate
Compared to 0.3% nationally
12.15%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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16 branches
Compared with an average of 4 nationally and 4 in Oklahoma
Above average number of branches
Ttcu Branch Locations

Ttcu: Tahlequah
778 W. 4th Street
Tahlequah, Oklahoma 74464
ATM Available
Ttcu: Eastland
14501 E. 21st Street
Tulsa, Oklahoma 74134
ATM Available
Ttcu: Southeast
10081 E. 81st Street
Tulsa, Oklahoma 74133
ATM Available
Ttcu: Owasso
11725 E. 96th Street North
Owasso, Oklahoma 74055
ATM Available
Ttcu: North Pointe
140 E. Pine Street
Tulsa, Oklahoma 74106
ATM Available
Ttcu: Downtown
501 S. Boston Avenue
Tulsa, Oklahoma 74103
ATM Available
Ttcu: Corporate Office
9815 E. 81st Street
Tulsa, Oklahoma 74133
No ATM
Ttcu: Claremore
1800 S. Highway 66
Claremore, Oklahoma 74019
ATM Available
Ttcu: Midtown
3720 E. 31st Street
Tulsa, Oklahoma 74135
ATM Available
Ttcu: Riverside
7155 Riverside Parkway
Tulsa, Oklahoma 74136
ATM Available
Ttcu: Broken Arrow
1050 North 20th Street
Broken Arrow, Oklahoma 74012
ATM Available
Ttcu: Jenks
105 S. 9th Street
Jenks, Oklahoma 74037
ATM Available
Ttcu: Muskogee
3801 W. Okmulgee Street
Muskogee, Oklahoma 74401
ATM Available
Ttcu: Miami
303 Goodrich Boulevard
Miami, Oklahoma 74354
ATM Available
Ttcu: South Broken Arrow
6410 S. Elm Pl
Broken Arrow, Oklahoma 74011
ATM Available
Ttcu: Bixby
13475 S. Memorial Drive
Bixby, Oklahoma 74008
ATM Available
Ttcu: Sapulpa
100 S. Mission Street
Sapulpa, Oklahoma 74066
ATM Available
Members
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130,059 members
Membership type: Multiple common bond – primary educational
Above average number of members

With 130,059 members, the Ttcu is considered to be a very large credit union. It is among the largest of credit unions and is larger than 97% of credit unions.

Fees
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$104
Average fee per member
The average fee per member at the Ttcu is $104, which is very high compared to most credit unions. This rate is higher than 86% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Ttcu. Some credit unions tend to charge more fees, while others charge less.

Staff
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323:1
Credit union member to staff ratio
323 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
402 staff members
FTE (full-time equivalent)
3% of employees are part-time
396 full-time, 13 part-time

Ttcu has 396 full-time staff members and 13 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 97% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Ttcu has around 323 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
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$1,884,763,699
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
13.7%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$16,885
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 86% of credit unions.

Ttcu holds a total of $1,290,510,000 in loans and leases, which is about $16,885 per member on average.

Savings interest rate
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0.70%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Ttcu pays 0.70%.

Loan rates
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12.15%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.49%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.24%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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3.99%
New car loan rate
Compared to 4.0% nationally
3.99%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.00%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.75%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally