Feedback
Share
Link
Link copied!
Asset Brief
U S Postal Service Credit Union
Credit Union Finder
Explore
Search
Asset Brief
More
About Asset Brief
Copyright © 2022 assetbrief.com and Spring Launch Media LLC. All Rights Reserved.

All content on this website ("the Site") is the property of Spring Launch Media LLC. The collection and assembly of content on this Site are the exclusive property of Spring Launch Media LLC and are protected by copyright and other intellectual property laws. Credit union and bank data is publicly sourced from the U.S. government. None are affiliated with Asset Brief. assetbrief.com is an independent, advertising-supported publisher. We work hard to keep our information accurate and up to date, but do not guarantee accuracy of information. You may see different information when you visit a specific product’s site. assetbrief.com does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed. assetbrief.com does not assume any responsibility for any aspect of financial decisions taken based on the contents provided on this Site. When considering offers, please review all Terms and Conditions with the offering institution. Our content is not intended to provide investment advice. assetbrief.com is compensated through display advertising and offers from our partners. Many or all of the products features may be from our partners, and advertising may impact on where, how, and the order in which products appear on this Site. AssetBrief does not include all companies or all available products. However, this does not influence our editorial content or our advice, which are based on industry knowledge and many many hours of research. assetbrief.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

U S Postal Service Credit Union Share
Link
Link copied!

Table of Contents
Map Loading...
Overview Share
Link
Link copied!
Back to Top

U S Postal Service Credit Union is a federal credit union based in Clinton, Maryland. It has been opened since 1934, for 88 years.

With around $239,180,000 in assets, U S Postal Service Credit Union is considered to be a very large credit union.

About Share
Link
Link copied!
Address 7905 Malcolm Road, Suite 311
Clinton, Maryland 20735
Website http://www.uspsfcu.org
Phone (301) 856-5000
Fax (301) 856-4061
CEO William H. Yarborough
President of the Board Michael Mccartney
Services Offered
Score Card Share
Link
Link copied!
Back to Top
88 years
Years in business
Opened in 1934
Well Capitalized
Net worth classification
Source: NCUA
24,781 members
Membership type: Multiple common bond – primary federal, state, local government
Above average number of members
439:1
Credit union member to staff ratio
439 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$239,180,039
Total assets
Above average
5 branches
Compared with an average of 4 nationally and 3 in Maryland
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
12.33%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
Link
Link copied!
Back to Top
5 branches
Compared with an average of 4 nationally and 3 in Maryland
Above average number of branches
U S Postal Service Credit Union Branch Locations

U. S. Postal Service Credit Union: Capitol Heights
9201 Edgeworth Drive
Capitol Heights, Maryland 20790
No ATM
U. S. Postal Service Credit Union: Clinton
7905 Malcolm Road Suite 311
Clinton, Maryland 20735
No ATM
U. S. Postal Service Credit Union: Pittsburgh
1001 California Avenue
Pittsburgh, Pennsylvania 15290
No ATM
U. S. Postal Service Credit Union: San Fernando
117 North Macneil Street
San Fernando, California 91340
No ATM
Members Share
Link
Link copied!
Back to Top
24,781 members
Membership type: Multiple common bond – primary federal, state, local government
Above average number of members

With 24,781 members, the U S Postal Service Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 84% of credit unions.

Fees Share
Link
Link copied!
Back to Top
$76
Average fee per member
The average fee per member at the U S Postal Service Credit Union is $76, which is high compared to most credit unions. This rate is higher than 71% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the U S Postal Service Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
Link
Link copied!
Back to Top
439:1
Credit union member to staff ratio
439 per each FTE employee
Compared to 411:1 nationally
Fewer staff
56 staff members
FTE (full-time equivalent)
2% of employees are part-time
56 full-time, 1 part-time

U S Postal Service Credit Union has 56 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 98% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. U S Postal Service Credit Union has around 439 members per staff, a higher ratio compared to other credit unions.

Assets Share
Link
Link copied!
Back to Top
$239,180,039
Total assets
Above average
Net worth Share
Link
Link copied!
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.7%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
Link
Link copied!
Back to Top
$14,973
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 80% of credit unions.

U S Postal Service Credit Union holds a total of $170,820,000 in loans and leases, which is about $14,973 per member on average.

Savings interest rate Share
Link
Link copied!
Back to Top
0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. U S Postal Service Credit Union pays 0.10%.

Loan rates Share
Link
Link copied!
Back to Top
12.33%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.89%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.05%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
Link
Link copied!
Back to Top
3.41%
New car loan rate
Compared to 4.0% nationally
3.96%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
Link
Link copied!
Back to Top
5.15%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.04%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

More Credit Unions

See all...
Mncppc Credit Union
Credit Union: Well Capitalized College Park, Maryland 1888.0 $13 million Well Capitalized
Transit Employees Credit Union
Credit Union: Well Capitalized Greenbelt, Maryland 13132.0 $99 million Well Capitalized
Fedfinancial Credit Union
Credit Union: Well Capitalized Silver Spring, Maryland 4917.0 $79 million Well Capitalized
Peninsula Gen Hosp&Med Centr Empls Credit Union
Credit Union: Well Capitalized Salisbury, Maryland 1549.0 $3 million Well Capitalized
Point Breeze Credit Union
Credit Union: Well Capitalized Hunt Valley, Maryland 57043.0 $766 million Well Capitalized
Cedar Point Credit Union
Credit Union: Well Capitalized Lexington Park, Maryland 43659.0 $507 million Well Capitalized
Bull Dog Credit Union
Credit Union: Well Capitalized Hagerstown, Maryland 21510.0 $156 million Well Capitalized
I B E W 26 Credit Union
Credit Union: Well Capitalized Lanham, Maryland 3197.0 $28 million Well Capitalized
Wepco Credit Union
Credit Union: Well Capitalized Bloomington, Maryland 31807.0 $223 million Well Capitalized
Hema Credit Union
Credit Union: Well Capitalized Silver Spring, Maryland 2195.0 $16 million Well Capitalized

Additional Credit Unions

See all...
M B F T Credit Union
Credit Union: Well Capitalized Thurmont, Maryland 162.0 $509k Well Capitalized
Washington County Teachers Credit Union
Credit Union: Well Capitalized Hagerstown, Maryland 4218.0 $67 million Well Capitalized
Bee Credit Union
Credit Union: Well Capitalized Salisbury, Maryland 1034.0 $7 million Well Capitalized
Chessie Credit Union
Credit Union: Well Capitalized Cumberland, Maryland 28249.0 $256 million Well Capitalized
Prince George's Community Credit Union
Credit Union: Well Capitalized Bowie, Maryland 16158.0 $175 million Well Capitalized
Notre Dame 2901 Credit Union
Credit Union: Well Capitalized Baltimore, Maryland 202.0 $2 million Well Capitalized
Howard County Education Credit Union
Credit Union: Well Capitalized Ellicott City, Maryland 4084.0 $21 million Well Capitalized
Johns Hopkins Credit Union
Credit Union: Well Capitalized Baltimore, Maryland 42703.0 $451 million Well Capitalized
Post Office Cu of Md, Inc. Credit Union
Credit Union: Well Capitalized Baltimore, Maryland 2965.0 $31 million Well Capitalized
Capital Area Taiwanese Credit Union
Credit Union: Well Capitalized Boyds, Maryland 510.0 $13 million Well Capitalized

Additional Credit Unions

See all...
Fedchoice Credit Union
Credit Union: Well Capitalized Lanham, Maryland 24531.0 $373 million Well Capitalized
Korean Catholic Credit Union
Credit Union: Well Capitalized Olney, Maryland 361.0 $2 million Well Capitalized
Aberdeen Proving Ground Credit Union
Credit Union: Well Capitalized Aberdeen, Maryland 130062.0 $1 billion Well Capitalized
W S S C Credit Union
Credit Union: Well Capitalized Laurel, Maryland 4022.0 $28 million Well Capitalized
State Employees Cu of Maryland, Inc Credit Union
Credit Union: Well Capitalized Linthicum, Maryland 261031.0 $4 billion Well Capitalized
Five Star of Maryland Credit Union
Credit Union: Well Capitalized Baltimore, Maryland 7041.0 $53 million Well Capitalized
Fiafe Credit Union
Credit Union: Well Capitalized Baltimore, Maryland 439.0 $7 million Well Capitalized
Baltimore Washington Credit Union
Credit Union: Well Capitalized Glen Burnie, Maryland 1899.0 $10 million Well Capitalized
Police Credit Union
Credit Union: Well Capitalized Upper Marlboro, Maryland 11734.0 $146 million Well Capitalized
Baltimore County Employees Credit Union
Credit Union: Well Capitalized Towson, Maryland 29281.0 $379 million Well Capitalized

All of Asset Brief

See all...

Similar Credit Unions to U S Postal Service Credit Union

See all...
U. S. Postal Service Credit Union: Pittsburgh
Credit Union Branch: 1001 California Avenue
Pittsburgh, Pennsylvania 15290 No ATM
U. S. Postal Service Credit Union: Clinton
Credit Union Branch: 7905 Malcolm Road Suite 311
Clinton, Maryland 20735 No ATM
U. S. Postal Service Credit Union: San Fernando
Credit Union Branch: 117 North Macneil Street
San Fernando, California 91340 No ATM
U S Postal Service Credit Union
Credit Union: Well Capitalized Clinton, Maryland 24781.0 $239 million Well Capitalized
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
U. S. Postal Service Credit Union: L'Enfant Plaza
Credit Union Branch: 457 Lenfant Plz SW
Washington, District of Columbia 20024 No ATM
U. S. Postal Service Credit Union: Raleigh
Credit Union Branch: 1 Floretta Pl
Raleigh, North Carolina 27676 No ATM
U. S. Postal Service Credit Union: Capitol Heights
Credit Union Branch: 9201 Edgeworth Drive
Capitol Heights, Maryland 20790 No ATM
U. S. Postal Service Credit Union: San Fernando ATM
Credit Union ATM: 2467 Sycamore Street
North Port, Florida 34289
U. S. Postal Service Credit Union: Capitol Heights ATM
Credit Union ATM: 4254 53rd Avenue E.
Bradenton, Florida 34203