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Ufcw Community Credit Union

Overview
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Ufcw Community Credit Union is a federal credit union based in Wyoming, Pennsylvania. It has been opened since 1956, for 64 years.

With around $128,850,000 in assets, Ufcw Community Credit Union is considered to be a large credit union. It has 4 branches and 4 ATM locations.

About
Address Po Box 4258
Wyoming, Pennsylvania 18644
Website http://www.ufcwpa.org
Phone (570) 693-0500
Fax (570) 693-6161
CEO John R. Hayduk
President of the Board Robert Belza
Services Offered
Map
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Score Card
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64 years
Years in business
Opened in 1956
Well Capitalized
Net worth classification
Source: NCUA
19,782 members
Membership type: Community credit union
Above average number of members
416:1
Credit union member to staff ratio
416 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$128,849,101
Total assets
Above average
4 branches
Compared with an average of 4 nationally and 3 in Pennsylvania
Above average number of branches
0.04%
Savings interest rate
Compared to 0.3% nationally
15.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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4 branches
Compared with an average of 4 nationally and 3 in Pennsylvania
Above average number of branches
Ufcw Community Credit Union Branch Locations

Ufcw Community Credit Union: Hanover
1460 Sans Souci Parkway
Hanover Township, Pennsylvania 18706
No ATM
Ufcw Community Credit Union: Pittston
46 S. Main Street
Pittston, Pennsylvania 18640
ATM Available
Ufcw Community Credit Union: Kingston
570 Market Street
Kingston, Pennsylvania 18704
ATM Available
Ufcw Community Credit Union: Hanover
1460 Sans Souci Parkway
Hanover Township, Pennsylvania 18706
ATM Available
Ufcw Community Credit Union: Wyoming
377 Wyoming Avenue
Wyoming, Pennsylvania 18644
ATM Available
Members
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19,782 members
Membership type: Community credit union
Above average number of members

With 19,782 members, the Ufcw Community Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 82% of credit unions.

Fees
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$43
Average fee per member
The average fee per member at the Ufcw Community Credit Union is $43, which is comparable to most credit unions. This rate is lower than 55% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Ufcw Community Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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416:1
Credit union member to staff ratio
416 per each FTE employee
Compared to 411:1 nationally
Fewer staff
48 staff members
FTE (full-time equivalent)
6% of employees are part-time
46 full-time, 3 part-time

Ufcw Community Credit Union has 46 full-time staff members and 3 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 94% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Ufcw Community Credit Union has around 416 members per staff, a higher ratio compared to other credit unions.

Assets
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$128,849,101
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
11.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$10,523
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 54% of credit unions.

Ufcw Community Credit Union holds a total of $57,020,000 in loans and leases, which is about $10,523 per member on average.

Savings interest rate
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0.04%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Ufcw Community Credit Union pays 0.04%.

Loan rates
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15.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
8.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.89%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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3.25%
New car loan rate
Compared to 4.0% nationally
4.15%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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6.58%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
5.50%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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