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Ukrainian Credit Union

Overview
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Ukrainian Credit Union is a federal credit union based in Rochester, New York. It has been opened since 1953, for 67 years.

With around $247,490,000 in assets, Ukrainian Credit Union is considered to be a very large credit union. It has 11 branches and 1 ATM locations.

About
Address 824 E. Ridge Road
Rochester, New York 14621
Website https://ukrainianfcu.org
Phone (585) 544-9518
Fax (585) 338-2980
CEO Oleg Lebedko
President of the Board Wasyl Kornylo
Services Offered
Map
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Score Card
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67 years
Years in business
Opened in 1953
Well Capitalized
Net worth classification
Source: NCUA
21,435 members
Membership type: Multiple common bond – primary faith based
Above average number of members
290:1
Credit union member to staff ratio
290 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$247,491,226
Total assets
Above average
11 branches
Compared with an average of 4 nationally and 3 in New York
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
13.12%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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11 branches
Compared with an average of 4 nationally and 3 in New York
Above average number of branches
Ukrainian Credit Union Branch Locations

Ukrainian Credit Union: Federal Way Branch
1414 S. 324th Street # B108
Federal Way, Washington 98003
No ATM
Ukrainian Credit Union: Osnova Branch
5602 State Road
Cleveland, Ohio 44134
ATM Available
Ukrainian Credit Union: Rochester Main Office
824 E. Ridge Road
Rochester, New York 14621
No ATM
Ukrainian Credit Union: Amherst Branch
2882 Niagara Falls Boulevard
Amherst, New York 14228
No ATM
Ukrainian Credit Union: Webster Branch
900 Holt Road
Webster, New York 14580
No ATM
Ukrainian Credit Union: Vancouver Branch
11208 NE Fourth Plain Boulevard
Vancouver, Washington 98662
No ATM
Ukrainian Credit Union: Buffalo Branch
562 Genesee Street
Buffalo, New York 14204
No ATM
Ukrainian Credit Union: Portland Branch
11050 SE Powell Boulevard Suite 371
Portland, Oregon 97266
No ATM
Ukrainian Credit Union: Boston Branch
282 Providence Highway
Westwood, Massachusetts 02090
No ATM
Ukrainian Credit Union: Syracuse Branch
211 Tompkins Street
Syracuse, New York 13204
No ATM
Ukrainian Credit Union: Sacramento Branch
6029 San Juan Avenue
Citrus Heights, California 95610
No ATM
Members
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21,435 members
Membership type: Multiple common bond – primary faith based
Above average number of members

With 21,435 members, the Ukrainian Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 83% of credit unions.

Fees
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$73
Average fee per member
The average fee per member at the Ukrainian Credit Union is $73, which is high compared to most credit unions. This rate is higher than 69% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Ukrainian Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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290:1
Credit union member to staff ratio
290 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
74 staff members
FTE (full-time equivalent)
13% of employees are part-time
69 full-time, 10 part-time

Ukrainian Credit Union has 69 full-time staff members and 10 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 87% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Ukrainian Credit Union has around 290 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets
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$247,491,226
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.2%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$19,335
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 90% of credit unions.

Ukrainian Credit Union holds a total of $225,820,000 in loans and leases, which is about $19,335 per member on average.

Savings interest rate
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Ukrainian Credit Union pays 0.10%.

Loan rates
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13.12%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
8.25%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.74%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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3.39%
New car loan rate
Compared to 4.0% nationally
3.89%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.17%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.00%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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