Feedback
Share
Link
Link copied!
Asset Brief
United 1st Credit Union
Credit Union Finder
Table of Contents
Explore
Search
Asset Brief
More
About Asset Brief
Copyright © 2022 assetbrief.com and Spring Launch Media LLC. All Rights Reserved.

All content on this website ("the Site") is the property of Spring Launch Media LLC. The collection and assembly of content on this Site are the exclusive property of Spring Launch Media LLC and are protected by copyright and other intellectual property laws. Credit union and bank data is publicly sourced from the U.S. government. None are affiliated with Asset Brief. assetbrief.com is an independent, advertising-supported publisher. We work hard to keep our information accurate and up to date, but do not guarantee accuracy of information. You may see different information when you visit a specific product’s site. assetbrief.com does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed. assetbrief.com does not assume any responsibility for any aspect of financial decisions taken based on the contents provided on this Site. When considering offers, please review all Terms and Conditions with the offering institution. Our content is not intended to provide investment advice. assetbrief.com is compensated through display advertising and offers from our partners. Many or all of the products features may be from our partners, and advertising may impact on where, how, and the order in which products appear on this Site. AssetBrief does not include all companies or all available products. However, this does not influence our editorial content or our advice, which are based on industry knowledge and many many hours of research. assetbrief.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

United 1st Credit Union Share
Link
Link copied!

Map Loading...
Overview Share
Link
Link copied!
Back to Top

United 1st Credit Union is a federal credit union based in Kingsland, Georgia. It has been opened since 1943, for 79 years.

With around $170,740,000 in assets, United 1st Credit Union is considered to be a large credit union. It has 7 branches and 6 ATM locations.

About Share
Link
Link copied!
Address 162 North Gross Road
Kingsland, Georgia 31548
Website http://www.united1stfcu.org
Phone (912) 729-2800
Fax (912) 882-2314
CEO Patrick T. Conn
President of the Board Gordon Phillips
Services Offered
Score Card Share
Link
Link copied!
Back to Top
79 years
Years in business
Opened in 1943
Well Capitalized
Net worth classification
Source: NCUA
27,031 members
Membership type: Multiple common bond – primary other manufacturing
Above average number of members
304:1
Credit union member to staff ratio
304 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$170,740,505
Total assets
Above average
7 branches
Compared with an average of 4 nationally and 4 in Georgia
Above average number of branches
0.40%
Savings interest rate
Compared to 0.3% nationally
8.33%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
Link
Link copied!
Back to Top
7 branches
Compared with an average of 4 nationally and 4 in Georgia
Above average number of branches
United 1st Credit Union Branch Locations

United 1st Credit Union: Eastman Branch
854 College Street
Eastman, Georgia 31023
ATM Available
United 1st Credit Union: Admin Branch
162 North Gross Road
Kingsland, Georgia 31548
No ATM
United 1st Credit Union: Blackshear Branch
3705 US Highway 84
Blackshear, Georgia 31516
ATM Available
United 1st Credit Union: Folkston Branch
3792 Second Street S.
Folkston, Georgia 31537
ATM Available
United 1st Credit Union: Kingsland Branch
160 North Gross Road
Kingsland, Georgia 31548
ATM Available
United 1st Credit Union: Waycross Branch
2098 Brunswick Highway
Waycross, Georgia 31503
ATM Available
United 1st Credit Union: Street Marys Branch
2000 Osborne Road
Saint Marys, Georgia 31558
ATM Available
Members Share
Link
Link copied!
Back to Top
27,031 members
Membership type: Multiple common bond – primary other manufacturing
Above average number of members

With 27,031 members, the United 1st Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 85% of credit unions.

Fees Share
Link
Link copied!
Back to Top
$205
Average fee per member
The average fee per member at the United 1st Credit Union is $205, which is very high compared to most credit unions. This rate is higher than 99% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the United 1st Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
Link
Link copied!
Back to Top
304:1
Credit union member to staff ratio
304 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
89 staff members
FTE (full-time equivalent)
0% of employees are part-time
89 full-time, 0 part-time

United 1st Credit Union has 89 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. United 1st Credit Union has around 304 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets Share
Link
Link copied!
Back to Top
$170,740,505
Total assets
Above average
Net worth Share
Link
Link copied!
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.3%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
Link
Link copied!
Back to Top
$9,948
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 49% of credit unions.

United 1st Credit Union holds a total of $108,740,000 in loans and leases, which is about $9,948 per member on average.

Savings interest rate Share
Link
Link copied!
Back to Top
0.40%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. United 1st Credit Union pays 0.40%.

Loan rates Share
Link
Link copied!
Back to Top
8.33%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.25%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.22%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
Link
Link copied!
Back to Top
2.81%
New car loan rate
Compared to 4.0% nationally
4.45%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
Link
Link copied!
Back to Top
4.63%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.91%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

More Credit Unions

See all...
Family First Credit Union
Credit Union: Well Capitalized Hapeville, Georgia 14878.0 $108 million Well Capitalized
Savannah Postal Credit Union
Credit Union: Well Capitalized Savannah, Georgia 2275.0 $19 million Well Capitalized
Midsouth Community Credit Union
Credit Union: Well Capitalized Macon, Georgia 38307.0 $262 million Well Capitalized
Georgia Power Northwest Credit Union
Credit Union: Well Capitalized Rome, Georgia 6715.0 $57 million Well Capitalized
Lanier Credit Union
Credit Union: Well Capitalized Oakwood, Georgia 5576.0 $36 million Well Capitalized
First Reliance Credit Union
Credit Union: Well Capitalized Athens, Georgia 2904.0 $13 million Well Capitalized
B.O.N.D. Community Credit Union
Credit Union: Well Capitalized Atlanta, Georgia 3537.0 $44 million Well Capitalized
Walker County Educators Credit Union
Credit Union: Well Capitalized Chickamauga, Georgia 1445.0 $12 million Well Capitalized
Health Center Credit Union
Credit Union: Well Capitalized Augusta, Georgia 7021.0 $51 million Well Capitalized
Interstate Unlimited Credit Union
Credit Union: Well Capitalized Jesup, Georgia 22939.0 $174 million Well Capitalized

Additional Credit Unions

See all...
Robins Financial Credit Union
Credit Union: Well Capitalized Warner Robins, Georgia 202991.0 $3 billion Well Capitalized
Augusta Vah Credit Union
Credit Union: Well Capitalized Augusta, Georgia 9741.0 $72 million Well Capitalized
The Southern Credit Union
Credit Union: Well Capitalized Fayetteville, Georgia 32838.0 $392 million Well Capitalized
Members United Credit Union
Credit Union: Well Capitalized Albany, Georgia 10181.0 $65 million Well Capitalized
Powerco Credit Union
Credit Union: Well Capitalized Atlanta, Georgia 18046.0 $175 million Well Capitalized
Mercy Credit Union
Credit Union: Well Capitalized Savannah, Georgia 2071.0 $8 million Well Capitalized
Rig Employees Credit Union
Credit Union: Well Capitalized Macon, Georgia 690.0 $8 million Well Capitalized
Savannah Schools Credit Union
Credit Union: Well Capitalized Savannah, Georgia 4323.0 $32 million Well Capitalized
Kinetic Credit Union
Credit Union: Well Capitalized Columbus, Georgia 45762.0 $401 million Well Capitalized
Coca-Cola Credit Union
Credit Union: Well Capitalized Atlanta, Georgia 15049.0 $200 million Well Capitalized

More Credit Unions

See all...
Pinnacle Credit Union
Credit Union: Well Capitalized Atlanta, Georgia 8053.0 $72 million Well Capitalized
Valdosta Teachers Credit Union
Credit Union: Well Capitalized Valdosta, Georgia 2151.0 $9 million Well Capitalized
Northside Credit Union
Credit Union: Well Capitalized Atlanta, Georgia 6585.0 $18 million Well Capitalized
Gemc Credit Union
Credit Union: Well Capitalized Tucker, Georgia 12615.0 $127 million Well Capitalized
Delta Community Credit Union
Credit Union: Well Capitalized Atlanta, Georgia 390904.0 $6 billion Well Capitalized
Marshland Community Credit Union
Credit Union: Well Capitalized Brunswick, Georgia 13975.0 $144 million Well Capitalized
Southeastern Credit Union
Credit Union: Well Capitalized Valdosta, Georgia 26683.0 $244 million Well Capitalized
Roper Corporation Employees Credit Union
Credit Union: Well Capitalized Lafayette, Georgia 679.0 $2 million Well Capitalized
Aflac Credit Union
Credit Union: Well Capitalized Columbus, Georgia 17692.0 $185 million Well Capitalized
Georgia United Credit Union
Credit Union: Well Capitalized Duluth, Georgia 163412.0 $1 billion Well Capitalized

All of Asset Brief

See all...

Similar Credit Unions to United 1st Credit Union

See all...
United 1st Credit Union: Blackshear Branch
Credit Union Branch: 3705 US Highway 84
Blackshear, Georgia 31516 ATM Available
United 1st Credit Union: Folkston Branch
Credit Union Branch: 3792 Second Street S.
Folkston, Georgia 31537 ATM Available
United 1st Credit Union: Street Marys Branch ATM
Credit Union ATM: 2000 Osborne Road
Saint Marys, Georgia 31558
United 1st Credit Union: Kingsland Branch
Credit Union Branch: 160 North Gross Road
Kingsland, Georgia 31548 ATM Available
United 1st Credit Union: Eastman Branch
Credit Union Branch: 854 College Street
Eastman, Georgia 31023 ATM Available
United 1st Credit Union: Admin Branch
Credit Union Branch: 162 North Gross Road
Kingsland, Georgia 31548 No ATM
United 1st Credit Union: Folkston Branch ATM
Credit Union ATM: 3792 Second Street S.
Folkston, Georgia 31537
United 1st Credit Union: Waycross Branch
Credit Union Branch: 2098 Brunswick Highway
Waycross, Georgia 31503 ATM Available
United 1st Credit Union: Street Marys Branch
Credit Union Branch: 2000 Osborne Road
Saint Marys, Georgia 31558 ATM Available
United 1st Credit Union: Blackshear Branch ATM
Credit Union ATM: 3705 US Highway 84
Blackshear, Georgia 31516