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United Advantage Nw Credit Union

Overview
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United Advantage Nw Credit Union is a federal credit union based in Portland, Oregon. It has been opened since 1955, for 65 years.

With around $42,710,000 in assets, United Advantage Nw Credit Union is considered to be an average size credit union. It has 2 branches and 2 ATM locations.

About
Address 1430 North Killingsworth Street
Portland, Oregon 97217
Website http://www.uanw.org
Phone (503) 283-5193
Fax (503) 283-5196
CEO Robyn Guyer
President of the Board Clark Vermillion
Services Offered
Map
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Score Card
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65 years
Years in business
Opened in 1955
Well Capitalized
Net worth classification
Source: NCUA
6,718 members
Membership type: Multiple common bond – other
Above average number of members
560:1
Credit union member to staff ratio
560 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$42,713,093
Total assets
Average size
2 branches
Compared with an average of 4 nationally and 5 in Oregon
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
10.23%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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2 branches
Compared with an average of 4 nationally and 5 in Oregon
Above average number of branches
United Advantage Nw Credit Union Branch Locations

United Advantage NW Credit Union: Killingsworth Office
1430 North Killingsworth Street
Portland, Oregon 97217
ATM Available
United Advantage NW Credit Union: Tualatin Office
20210 SW Teton Avenue
Tualatin, Oregon 97062
ATM Available
Members
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6,718 members
Membership type: Multiple common bond – other
Above average number of members

With 6,718 members, the United Advantage Nw Credit Union is considered to be a large credit union. It is larger than 63% of credit unions.

Fees
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$30
Average fee per member
The average fee per member at the United Advantage Nw Credit Union is $30, which is low compared to most credit unions. This rate is lower than 65% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the United Advantage Nw Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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560:1
Credit union member to staff ratio
560 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
12 staff members
FTE (full-time equivalent)
0% of employees are part-time
12 full-time, 0 part-time

United Advantage Nw Credit Union has 12 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. United Advantage Nw Credit Union has around 560 members per staff, a high ratio compared to other credit unions.

Assets
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$42,713,093
Total assets
Average size
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.3%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$14,057
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 76% of credit unions.

United Advantage Nw Credit Union holds a total of $31,680,000 in loans and leases, which is about $14,057 per member on average.

Savings interest rate
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. United Advantage Nw Credit Union pays 0.10%.

Loan rates
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10.23%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.51%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
7.37%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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5.16%
New car loan rate
Compared to 4.0% nationally
5.26%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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6.72%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
5.65%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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