United Community Credit Union is a federally insured state credit union based in Quincy, Illinois. It has been opened since 1941, for 79 years.
With around $85,420,000 in assets, United Community Credit Union is considered to be a large credit union. It has 4 branches and 4 ATM locations.
|Address|| Po Box 1207 |
Quincy, Illinois 62306
|CEO||Mark A. Dietrich|
|President of the Board||John Webster|
With 10,278 members, the United Community Credit Union is considered to be a large credit union. It is larger than 71% of credit unions.
Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.
The average fee per member gives you a general sense of how much you might pay in fees as a member of the United Community Credit Union. Some credit unions tend to charge more fees, while others charge less.
United Community Credit Union has 33 full-time staff members and 5 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 87% of the workforce.
The number of members relative to staff members is an indication of how well staffed the credit union is. United Community Credit Union has around 290 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.
A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength
The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.
United Community Credit Union holds a total of $60,020,000 in loans and leases, which is about $11,117 per member on average.
A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.
A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. United Community Credit Union pays 0.57%.