Feedback
Share
Link
Link copied!
Asset Brief
United Neighbors Credit Union
Credit Union Finder
Explore
Search
Asset Brief
More
About Asset Brief
Copyright © 2022 assetbrief.com and Spring Launch Media LLC. All Rights Reserved.

All content on this website ("the Site") is the property of Spring Launch Media LLC. The collection and assembly of content on this Site are the exclusive property of Spring Launch Media LLC and are protected by copyright and other intellectual property laws. Credit union and bank data is publicly sourced from the U.S. government. None are affiliated with Asset Brief. assetbrief.com is an independent, advertising-supported publisher. We work hard to keep our information accurate and up to date, but do not guarantee accuracy of information. You may see different information when you visit a specific product’s site. assetbrief.com does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed. assetbrief.com does not assume any responsibility for any aspect of financial decisions taken based on the contents provided on this Site. When considering offers, please review all Terms and Conditions with the offering institution. Our content is not intended to provide investment advice. assetbrief.com is compensated through display advertising and offers from our partners. Many or all of the products features may be from our partners, and advertising may impact on where, how, and the order in which products appear on this Site. AssetBrief does not include all companies or all available products. However, this does not influence our editorial content or our advice, which are based on industry knowledge and many many hours of research. assetbrief.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

United Neighbors Credit Union Share
Link
Link copied!

Table of Contents
Map Loading...
Overview Share
Link
Link copied!
Back to Top

United Neighbors Credit Union is a federal credit union based in Watertown, New York. It has been opened since 1954, for 68 years.

With around $5,360,000 in assets, United Neighbors Credit Union is considered to be a small credit union.

About Share
Link
Link copied!
Address 605 Coffeen Street
Watertown, New York 13601
Website http://unitedneighborsfcu.com
Phone (315) 782-6476
Fax (315) 782-6930
CEO Jennifer Baker
President of the Board Corey Decillis
Services Offered
Score Card Share
Link
Link copied!
Back to Top
68 years
Years in business
Opened in 1954
Well Capitalized
Net worth classification
Source: NCUA
1,096 members
Membership type: Multiple common bond – primary other manufacturing
Below average number of members
313:1
Credit union member to staff ratio
313 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$5,355,910
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in New York
Average number of branches
0.15%
Savings interest rate
Compared to 0.3% nationally
Branches Share
Link
Link copied!
Back to Top
1 branch
Compared with an average of 4 nationally and 3 in New York
Average number of branches
United Neighbors Credit Union Branch Locations

United Neighbors Credit Union: Watertown
605 Coffeen Street
Watertown, New York 13601
No ATM
Members Share
Link
Link copied!
Back to Top
1,096 members
Membership type: Multiple common bond – primary other manufacturing
Below average number of members

With 1,096 members, the United Neighbors Credit Union is considered to be a small credit union. It is smaller than 79% of credit unions.

Fees Share
Link
Link copied!
Back to Top
$55
Average fee per member
The average fee per member at the United Neighbors Credit Union is $55, which is comparable to most credit unions. This rate is lower than 45% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the United Neighbors Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
Link
Link copied!
Back to Top
313:1
Credit union member to staff ratio
313 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
4 staff members
FTE (full-time equivalent)
25% of employees are part-time
3 full-time, 1 part-time

United Neighbors Credit Union has 3 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 75% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. United Neighbors Credit Union has around 313 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets Share
Link
Link copied!
Back to Top
$5,355,910
Total assets
Below average
Net worth Share
Link
Link copied!
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
11.5%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
Link
Link copied!
Back to Top
$6,171
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 84% of credit unions.

United Neighbors Credit Union holds a total of $3,140,000 in loans and leases, which is about $6,171 per member on average.

Savings interest rate Share
Link
Link copied!
Back to Top
0.15%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. United Neighbors Credit Union pays 0.15%.

Loan rates Share
Link
Link copied!
Back to Top
12.38%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
7.02%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
Link
Link copied!
Back to Top
5.41%
New car loan rate
Compared to 4.0% nationally
9.76%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
Link
Link copied!
Back to Top
5.44%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally

Other Credit Unions

See all...
Saint John A M E Credit Union
Credit Union: Well Capitalized Niagara Falls, New York 195.0 $195k Well Capitalized
N.U.L. Credit Union
Credit Union: Well Capitalized New York, New York 98.0 $235k Well Capitalized
Affinity One Credit Union
Credit Union: Well Capitalized Jamestown, New York 3786.0 $35 million Well Capitalized
Brooklyn Cooperative Credit Union
Credit Union: Well Capitalized Brooklyn, New York 7009.0 $25 million Well Capitalized
Erie Metro Credit Union
Credit Union: Well Capitalized Blasdell, New York 6430.0 $37 million Well Capitalized
Price Chopper Employees Credit Union
Credit Union: Well Capitalized Schenectady, New York 2933.0 $21 million Well Capitalized
Ticonderoga Credit Union
Credit Union: Well Capitalized Ticonderoga, New York 9687.0 $106 million Well Capitalized
Seneca Nation of Indians Credit Union
Credit Union: Well Capitalized Irving, New York 1776.0 $3 million Well Capitalized
Mohawk Valley Credit Union
Credit Union: Well Capitalized Marcy, New York 3211.0 $36 million Well Capitalized
Penn South Cooperative Credit Union
Credit Union: Well Capitalized New York, New York 687.0 $8 million Well Capitalized

More Credit Unions

See all...
Westar Credit Union
Credit Union: Well Capitalized Camillus, New York 2803.0 $28 million Well Capitalized
Mamta Credit Union
Credit Union: Well Capitalized Larchmont, New York 1070.0 $13 million Well Capitalized
Academic Credit Union
Credit Union: Well Capitalized Briarcliff Mano, New York 3103.0 $36 million Well Capitalized
Olean Teachers' And Postal Credit Union
Credit Union: Well Capitalized Olean, New York 1941.0 $19 million Well Capitalized
School Systems Credit Union
Credit Union: Well Capitalized Troy, New York 5722.0 $89 million Well Capitalized
Sister's Hospital Employees Credit Union
Credit Union: Well Capitalized Buffalo, New York 1658.0 $8 million Well Capitalized
Rockland Employees Credit Union
Credit Union: Well Capitalized Spring Valley, New York 7089.0 $37 million Well Capitalized
Stewart's Credit Union
Credit Union: Well Capitalized Saratoga Spring, New York 2919.0 $21 million Well Capitalized
Crouse Credit Union
Credit Union: Well Capitalized Syracuse, New York 2322.0 $16 million Well Capitalized
Newspaper Employees Credit Union
Credit Union: Well Capitalized Albany, New York 170.0 $637k Well Capitalized

Additional Credit Unions

See all...
Buffalo Police Credit Union
Credit Union: Well Capitalized Buffalo, New York 2190.0 $11 million Well Capitalized
Esquire-Goodfellowship Credit Union
Credit Union: Well Capitalized Brooklyn, New York 98.0 $317k Well Capitalized
City of Schenectady Employees Credit Union
Credit Union: Well Capitalized Schenectady, New York 1304.0 $4 million Well Capitalized
Core Credit Union
Credit Union: Well Capitalized East Syracuse, New York 9889.0 $103 million Well Capitalized
Far Rockaway Postal Credit Union
Credit Union: Well Capitalized Far Rockaway, New York 87.0 $368k Well Capitalized
First Choice Financial Credit Union
Credit Union: Well Capitalized Gloversville, New York 12844.0 $105 million Well Capitalized
B.S. And C.P. Hospitals Employees Credit Union
Credit Union: Well Capitalized Bronx, New York 489.0 $1 million Well Capitalized
Suma Yonkers Credit Union
Credit Union: Well Capitalized Yonkers, New York 7103.0 $333 million Well Capitalized
Coopers Cave Credit Union
Credit Union: Well Capitalized Glens Falls, New York 2016.0 $14 million Well Capitalized
Compass Credit Union
Credit Union: Well Capitalized Oswego, New York 6870.0 $56 million Well Capitalized

All of Asset Brief

See all...

Similar Credit Unions to United Neighbors Credit Union

See all...
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Neighbors United Credit Union
Credit Union: Well Capitalized Greenwood, South Carolina 7023.0 $49 million Well Capitalized
United Bank of Union
Bank: Union, Missouri 81905289.0
Neighbors Bank
Bank: Clarence, Missouri 81518210.0
United Neighbors Credit Union
Credit Union: Well Capitalized Watertown, New York 1096.0 $5 million Well Capitalized
Neighbors United Credit Union: Main Office
Credit Union Branch: 218 Birchtree Drive
Greenwood, South Carolina 29649 No ATM
United Neighbors Credit Union: Watertown
Credit Union Branch: 605 Coffeen Street
Watertown, New York 13601 No ATM
Neighbors United Credit Union: Branch Office
Credit Union Branch: 1518 Highway 246 S.
Greenwood, South Carolina 29646 ATM Available
Good Neighbors Credit Union: Good Neighbors City Branch
Credit Union Branch: 346 Connecticut Street
Buffalo, New York 14213 No ATM
Neighbors United Credit Union: Branch Office ATM
Credit Union ATM: 1518 Highway 246 S.
Greenwood, South Carolina 29646