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United States Senate Credit Union

Overview
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United States Senate Credit Union is a federal credit union based in Alexandria, Virginia. It has been opened since 1935, for 85 years.

With around $840,060,000 in assets, United States Senate Credit Union is considered to be a very large credit union. It has 4 branches and 3 ATM locations.

About
Address 2750 Eisenhower Avenue
Alexandria, Virginia 22314
Website https://www.ussfcu.org
Phone (703) 329-8466
Fax (703) 329-4955
CEO Kenneth W. Kramer
President of the Board Chris Shunk
Services Offered
Map
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Score Card
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85 years
Years in business
Opened in 1935
Well Capitalized
Net worth classification
Source: NCUA
39,592 members
Membership type: Multiple common bond – primary federal, state, local government
Above average number of members
370:1
Credit union member to staff ratio
370 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$840,055,467
Total assets
Above average
4 branches
Compared with an average of 4 nationally and 4 in Virginia
Above average number of branches
0.40%
Savings interest rate
Compared to 0.3% nationally
10.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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4 branches
Compared with an average of 4 nationally and 4 in Virginia
Above average number of branches
United States Senate Credit Union Branch Locations

United States Senate Credit Union: Eisenhower
2111 Eisenhower Avenue
Alexandria, Virginia 22314
ATM Available
United States Senate Credit Union: Senate Hart
Senate Hart Building Rm # Sh-118
Washington, District of Columbia 20510
ATM Available
United States Senate Credit Union: Gao
441 G. Street NW Rm 1100
Washington, District of Columbia 20548
ATM Available
United States Senate Credit Union: Caraway
2750 Eisenhower Avenue
Alexandria, Virginia 22314
No ATM
Members
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39,592 members
Membership type: Multiple common bond – primary federal, state, local government
Above average number of members

With 39,592 members, the United States Senate Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 89% of credit unions.

Fees
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$41
Average fee per member
The average fee per member at the United States Senate Credit Union is $41, which is comparable to most credit unions. This rate is lower than 56% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the United States Senate Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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370:1
Credit union member to staff ratio
370 per each FTE employee
Compared to 411:1 nationally
Average number of staff
107 staff members
FTE (full-time equivalent)
0% of employees are part-time
107 full-time, 0 part-time

United States Senate Credit Union has 107 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. United States Senate Credit Union has around 370 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets
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$840,055,467
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$19,903
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 91% of credit unions.

United States Senate Credit Union holds a total of $667,840,000 in loans and leases, which is about $19,903 per member on average.

Savings interest rate
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0.40%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. United States Senate Credit Union pays 0.40%.

Loan rates
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10.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
6.99%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.24%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.00%
New car loan rate
Compared to 4.0% nationally
4.00%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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7.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.11%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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