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United Texas Credit Union Share
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Overview Share
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United Texas Credit Union is a non-federally insured state credit union based in San Antonio, Texas. It has been opened since 1955, for 67 years.

With around $239,530,000 in assets, United Texas Credit Union is considered to be a very large credit union. It has 5 branches and 5 ATM locations.

About Share
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Address 5500 Utsa Boulevard
San Antonio, Texas 78249
Website https://www.utxcu.com
Phone (210) 561-4500
CEO Kyle Ashley
President of the Board Bill Gregory
Services Offered
Score Card Share
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67 years
Years in business
Opened in 1955
Well Capitalized
Net worth classification
Source: NCUA
16,827 members
Membership type: State chartered natural person credit union
Above average number of members
300:1
Credit union member to staff ratio
300 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$239,528,559
Total assets
Above average
5 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
0.25%
Savings interest rate
Compared to 0.3% nationally
10.21%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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5 branches
Compared with an average of 4 nationally and 3 in Texas
Above average number of branches
United Texas Credit Union Branch Locations

United Texas Credit Union
5500 Utsa Boulevard
San Antonio, Texas 78249
ATM Available
United Texas Credit Union: Medical Center Branch
7318 Louis Pasteur Drive
San Antonio, Texas 78229
ATM Available
United Texas Credit Union: Braun Branch
9910 W. Loop 1604 North Suite 129
San Antonio, Texas 78254
ATM Available
United Texas Credit Union: Boerne Branch
1440 S. Main Street
Boerne, Texas 78006
ATM Available
United Texas Credit Union: Redland Branch
2838 North Loop 1604 E. Suite 117
San Antonio, Texas 78232
ATM Available
Members Share
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16,827 members
Membership type: State chartered natural person credit union
Above average number of members

With 16,827 members, the United Texas Credit Union is considered to be a large credit union. It is larger than 79% of credit unions.

Fees Share
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$77
Average fee per member
The average fee per member at the United Texas Credit Union is $77, which is high compared to most credit unions. This rate is higher than 72% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the United Texas Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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300:1
Credit union member to staff ratio
300 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
56 staff members
FTE (full-time equivalent)
4% of employees are part-time
55 full-time, 2 part-time

United Texas Credit Union has 55 full-time staff members and 2 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 96% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. United Texas Credit Union has around 300 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets Share
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$239,528,559
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
9.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$16,452
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 84% of credit unions.

United Texas Credit Union holds a total of $177,150,000 in loans and leases, which is about $16,452 per member on average.

Savings interest rate Share
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0.25%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. United Texas Credit Union pays 0.25%.

Loan rates Share
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10.21%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.19%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.70%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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5.50%
New car loan rate
Compared to 4.0% nationally
7.06%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.32%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.15%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to United Texas Credit Union

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United Texas Credit Union: Redland Branch ATM
Credit Union ATM: 2838 North Loop 1604 E. Suite 117
San Antonio, Texas 78232
United Texas Credit Union: Boerne Branch
Credit Union Branch: 1440 S. Main Street
Boerne, Texas 78006 ATM Available
United Texas Credit Union: Braun Branch ATM
Credit Union ATM: 9910 W. Loop 1604 North Suite 129
San Antonio, Texas 78254
United Texas Credit Union: Medical Center Branch
Credit Union Branch: 7318 Louis Pasteur Drive
San Antonio, Texas 78229 ATM Available
United Texas Credit Union: Redland Branch
Credit Union Branch: 2838 North Loop 1604 E. Suite 117
San Antonio, Texas 78232 ATM Available
Patelco Credit Union: San Jose Almaden ATM
Credit Union ATM: 7318 Louis Pasteur Drive
San Antonio, Texas 78229
United Texas Credit Union: Boerne Branch ATM
Credit Union ATM: 1440 S. Main Street
Boerne, Texas 78006
United Texas Credit Union ATM
Credit Union ATM: 5500 Utsa Boulevard
San Antonio, Texas 78249
United Texas Credit Union
Credit Union Branch: 5500 Utsa Boulevard
San Antonio, Texas 78249 ATM Available
United Texas Credit Union: Braun Branch
Credit Union Branch: 9910 W. Loop 1604 North Suite 129
San Antonio, Texas 78254 ATM Available