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University of Iowa Community Credit Union

Overview
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University of Iowa Community Credit Union is a federally insured state credit union based in North Liberty, Iowa. It has been opened since 1938, for 82 years.

With around $5,377,350,000 in assets, University of Iowa Community Credit Union is considered to be a very large credit union. It has 18 branches and 18 ATM locations.

About
Address Po Box 800
North Liberty, Iowa 52317
Website http://uiccu.org
Phone (319) 339-1000
CEO Jeff Disterhoft
President of the Board Sarah Fisher Gardial
Services Offered
Map
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Score Card
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82 years
Years in business
Opened in 1938
Well Capitalized
Net worth classification
Source: NCUA
186,721 members
Membership type: State chartered natural person credit union
Above average number of members
410:1
Credit union member to staff ratio
410 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$5,377,351,126
Total assets
Above average
18 branches
Compared with an average of 4 nationally and 3 in Iowa
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
9.21%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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18 branches
Compared with an average of 4 nationally and 3 in Iowa
Above average number of branches
University of Iowa Community Credit Union Branch Locations

University of Iowa Community Credit Union: Cedar Rapids
2340 Edgewood Road SW
Cedar Rapids, Iowa 52404
ATM Available
University of Iowa Community Credit Union: Waukee
1027 Hickman Road East
Waukee, Iowa 50263
ATM Available
University of Iowa Community Credit Union: Cedar Falls
3409 Cedar Heights Drive
Cedar Falls, Iowa 50613
ATM Available
University of Iowa Community Credit Union: Ankeny
2610 SW White Birch Drive
Ankeny, Iowa 50023
ATM Available
University of Iowa Community Credit Union: North Liberty
585 W. Penn Street
North Liberty, Iowa 52317
ATM Available
University of Iowa Community Credit Union: Westside Iowa City
825 Mormon Trek Boulevard
Iowa City, Iowa 52246
ATM Available
University of Iowa Community Credit Union: Grinnell
705 6th Avenue
Grinnell, Iowa 50112
ATM Available
University of Iowa Community Credit Union: Marion
727 Oakbrook Drive
Marion, Iowa 52302
ATM Available
University of Iowa Community Credit Union: West Des Moines - Jordan Creek
390 Jordan Creek Parkway
West Des Moines, Iowa 50266
ATM Available
University of Iowa Community Credit Union: Financial Center
2355 Landon Road
North Liberty, Iowa 52317
ATM Available
University of Iowa Community Credit Union: Coralville
1151 2nd Street
Coralville, Iowa 52241
ATM Available
University of Iowa Community Credit Union: Hiawatha
405 S. Blairsferry Xing
Hiawatha, Iowa 52233
ATM Available
University of Iowa Community Credit Union: Eastside Iowa City
2525 Muscatine Avenue
Iowa City, Iowa 52240
ATM Available
University of Iowa Community Credit Union: Bettendorf
2123 53rd Avenue
Bettendorf, Iowa 52722
ATM Available
University of Iowa Community Credit Union: Cedar Rapids - Blairs Ferry
1400 Blairs Ferry Road NE
Cedar Rapids, Iowa 52402
ATM Available
University of Iowa Community Credit Union: Cedar Rapids Downtown
716 A. Avenue NE
Cedar Rapids, Iowa 52401
ATM Available
University of Iowa Community Credit Union: Waterloo - San Marnin
930 Tower Park Drive
Waterloo, Iowa 50701
ATM Available
Members
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186,721 members
Membership type: State chartered natural person credit union
Above average number of members

With 186,721 members, the University of Iowa Community Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 98% of credit unions.

Fees
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$102
Average fee per member
The average fee per member at the University of Iowa Community Credit Union is $102, which is very high compared to most credit unions. This rate is higher than 85% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the University of Iowa Community Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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410:1
Credit union member to staff ratio
410 per each FTE employee
Compared to 411:1 nationally
Fewer staff
455 staff members
FTE (full-time equivalent)
3% of employees are part-time
449 full-time, 12 part-time

University of Iowa Community Credit Union has 449 full-time staff members and 12 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 97% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. University of Iowa Community Credit Union has around 410 members per staff, a higher ratio compared to other credit unions.

Assets
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$5,377,351,126
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.8%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$26,682
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 96% of credit unions.

University of Iowa Community Credit Union holds a total of $5,006,670,000 in loans and leases, which is about $26,682 per member on average.

Savings interest rate
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. University of Iowa Community Credit Union pays 0.05%.

Loan rates
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9.21%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.84%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.49%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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4.69%
New car loan rate
Compared to 4.0% nationally
5.85%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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4.50%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.30%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
4.14%
Other real estate loan rates
Compared to 0.9% nationally