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University of Pennsylvania Students Credit Union Share
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Overview Share
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University of Pennsylvania Students Credit Union is a federal credit union based in Philadelphia, Pennsylvania. It has been opened since 1987, for 35 years.

With around $7,090,000 in assets, University of Pennsylvania Students Credit Union is considered to be a medium size credit union.

About Share
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Address 3401 Walnut Street Suite 431A
Philadelphia, Pennsylvania 19104
Website http://www.upennsfcu.org
Phone (215) 222-2606
Fax (215) 222-2607
CEO Frederick Chang
President of the Board Laura Hempton
Services Offered
Score Card Share
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35 years
Years in business
Opened in 1987
Well Capitalized
Net worth classification
Source: NCUA
1,354 members
Membership type: Associational – other than faith or fraternal based
Below average number of members
30:1
Credit union member to staff ratio
30 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$7,090,378
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in Pennsylvania
Average number of branches
0.30%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 3 in Pennsylvania
Average number of branches
University of Pennsylvania Students Credit Union Branch Locations
Members Share
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1,354 members
Membership type: Associational – other than faith or fraternal based
Below average number of members

With 1,354 members, the University of Pennsylvania Students Credit Union is considered to be a small credit union. It is smaller than 75% of credit unions.

Fees Share
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$33
Average fee per member
The average fee per member at the University of Pennsylvania Students Credit Union is $33, which is low compared to most credit unions. This rate is lower than 62% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the University of Pennsylvania Students Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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30:1
Credit union member to staff ratio
30 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
45 staff members
FTE (full-time equivalent)
100% of employees are part-time
0 full-time, 90 part-time

University of Pennsylvania Students Credit Union has 0 full-time staff members and 90 part-time staff members. The staff is predominantly comprised of part-time staff, at approximately 100% of the workforce.

Assets Share
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$7,090,378
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
11.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$2,052
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 98% of credit unions.

University of Pennsylvania Students Credit Union holds a total of $310,000 in loans and leases, which is about $2,052 per member on average.

Savings interest rate Share
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0.30%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. University of Pennsylvania Students Credit Union pays 0.30%.

Loan rates Share
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14.27%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
2.31%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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2.49%
New car loan rate
Compared to 4.0% nationally
3.77%
Used car loan rate
Compared to 5.2% nationally

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