Home
Contents
Explore
Search

Uniwyo Credit Union

Overview
Back to Top

Uniwyo Credit Union is a federal credit union based in Laramie, Wyoming. It has been opened since 1953, for 67 years.

With around $331,440,000 in assets, Uniwyo Credit Union is considered to be a very large credit union. It has 2 branches and 3 ATM locations.

About
Address 2020 E. Grand Avenue
Laramie, Wyoming 82070
Website http://www.uniwyo.com
Phone (307) 721-5600
CEO Dave Krause
President of the Board Aaron Courtney
Services Offered
Map
Back to Top
Score Card
Back to Top
67 years
Years in business
Opened in 1953
Well Capitalized
Net worth classification
Source: NCUA
29,372 members
Membership type: Multiple common bond – primary educational
Above average number of members
494:1
Credit union member to staff ratio
494 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$331,444,917
Total assets
Above average
2 branches
Compared with an average of 4 nationally and 2 in Wyoming
Above average number of branches
0.15%
Savings interest rate
Compared to 0.3% nationally
6.80%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
Back to Top
2 branches
Compared with an average of 4 nationally and 2 in Wyoming
Above average number of branches
Uniwyo Credit Union Branch Locations

Uniwyo Credit Union: Uw Branch
1000 E. University Avenue
Mcwhinnie Hall
Laramie, Wyoming 82071
ATM Available
Uniwyo Credit Union: 2020 Grand Branch
2020 E. Grand Avenue
Laramie, Wyoming 82070
ATM Available
Members
Back to Top
29,372 members
Membership type: Multiple common bond – primary educational
Above average number of members

With 29,372 members, the Uniwyo Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 86% of credit unions.

Fees
Back to Top
$60
Average fee per member
The average fee per member at the Uniwyo Credit Union is $60, which is comparable to most credit unions. This rate is lower than 41% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Uniwyo Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
Back to Top
494:1
Credit union member to staff ratio
494 per each FTE employee
Compared to 411:1 nationally
Fewer staff
60 staff members
FTE (full-time equivalent)
5% of employees are part-time
58 full-time, 3 part-time

Uniwyo Credit Union has 58 full-time staff members and 3 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 95% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Uniwyo Credit Union has around 494 members per staff, a higher ratio compared to other credit unions.

Assets
Back to Top
$331,444,917
Total assets
Above average
Net worth
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
11.2%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
Back to Top
$16,594
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 85% of credit unions.

Uniwyo Credit Union holds a total of $277,350,000 in loans and leases, which is about $16,594 per member on average.

Savings interest rate
Back to Top
0.15%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Uniwyo Credit Union pays 0.15%.

Loan rates
Back to Top
6.80%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.63%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.88%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
Back to Top
4.38%
New car loan rate
Compared to 4.0% nationally
5.09%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
Back to Top
5.17%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.49%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
9.25%
Other real estate loan rates
Compared to 0.9% nationally
Cit-Co Credit Union
Location
Sheridan, Wyoming
Members
2008
Assets
Net Worth Classification
Well Capitalized
Average Fee
Read More
Green River Basin Credit Union
Location
Green River, Wyoming
Members
1924
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
11.90%
Read More
A.C.P.E. Credit Union
Location
Laramie, Wyoming
Members
4,487
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
9.00%
Read More
Wyochem Credit Union
Location
Green River, Wyoming
Members
2674
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
7.95%
Read More
Yellowstone Credit Union
Location
Yellowstone Nat, Wyoming
Members
653
Assets
Net Worth Classification
Well Capitalized
Average Fee
Read More
Laramie Plains Community Credit Union
Location
Laramie, Wyoming
Members
6,925
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
9.47%
Read More