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Usalliance Credit Union Share
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Overview Share
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Usalliance Credit Union is a federal credit union based in Rye, New York. It has been opened since 1966, for 56 years.

With around $1,701,300,000 in assets, Usalliance Credit Union is considered to be a very large credit union. It has 18 branches and 9 ATM locations.

About Share
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Address 411 Theodore Fremd Avenue
Rye, New York 10580
Website http://WWW.USAlliance.org
Phone (914) 921-0500
Fax (914) 881-3468
CEO Kris Vanbeek
President of the Board George Barto
Services Offered
Score Card Share
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56 years
Years in business
Opened in 1966
Well Capitalized
Net worth classification
Source: NCUA
116,851 members
Membership type: Multiple common bond – other
Above average number of members
420:1
Credit union member to staff ratio
420 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$1,701,300,475
Total assets
Above average
18 branches
Compared with an average of 4 nationally and 3 in New York
Above average number of branches
1.32%
Savings interest rate
Compared to 0.3% nationally
12.70%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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18 branches
Compared with an average of 4 nationally and 3 in New York
Above average number of branches
Usalliance Credit Union Branch Locations

Usalliance Credit Union: Otisville
49 Sanitorium Avenue
Otisville, New York 10963
ATM Available
Usalliance Credit Union: Wayne Office
1 Corporate Drive
Wayne, New Jersey 07470
ATM Available
Usalliance Credit Union: Chelsea
350 W. 31st Street
New York, New York 10001
No ATM
Usalliance Credit Union: Wallkill
1296 State Route 208
Wallkill, New York 12589
ATM Available
Usalliance Credit Union: Ellenville
7500 Route 209
Inside Ellenville Walmart
Napanoch, New York 12458
ATM Available
Usalliance Credit Union: Va Hospital West Haven
950 Campbell Avenue Building 5
West Haven, Connecticut 06516
No ATM
Usalliance Credit Union: Port Chester
555 Boston Post Road
Port Chester, New York 10573
ATM Available
Usalliance Credit Union: Pepsi White Plains
1111 Westchester Avenue
White Plains, New York 10604
No ATM
Usalliance Credit Union: Naponach
710 Berme Road
Napanoch, New York 12458
ATM Available
Usalliance Credit Union: Pepsi Purchase
700 Anderson Hill Road
Purchase, New York 10577
No ATM
Usalliance Federal Credit Union
411 Theodore Fremd Avenue
Rye, New York 10580
ATM Available
Usalliance Credit Union: Cambridge
1960 Massachusetts Avenue
Cambridge, Massachusetts 02140
No ATM
Usalliance Credit Union: Malden
1032 Eastern Avenue
Malden, Massachusetts 02148
No ATM
Usalliance Credit Union: Medford
71 Station Lndg
Medford, Massachusetts 02155
No ATM
Usalliance Credit Union: American Express
200 Vesey Street World Financial Center
New York, New York 10285
No ATM
Usalliance Credit Union: Bethex
20 E. 179th Street
Bronx, New York 10453
ATM Available
Usalliance Credit Union: Chelmsford
300 Apollo Drive
Chelmsford, Massachusetts 01824
No ATM
Usalliance Credit Union: Liberty/Ferndale
25 Sullivan Avenue
Ferndale, New York 12734
No ATM
Usalliance Credit Union: Woodbourne
390 State Route 52
Woodbourne, New York 12788
ATM Available
Members Share
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116,851 members
Membership type: Multiple common bond – other
Above average number of members

With 116,851 members, the Usalliance Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 97% of credit unions.

Fees Share
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$54
Average fee per member
The average fee per member at the Usalliance Credit Union is $54, which is comparable to most credit unions. This rate is lower than 46% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Usalliance Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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420:1
Credit union member to staff ratio
420 per each FTE employee
Compared to 411:1 nationally
Fewer staff
278 staff members
FTE (full-time equivalent)
4% of employees are part-time
273 full-time, 11 part-time

Usalliance Credit Union has 273 full-time staff members and 11 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 96% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Usalliance Credit Union has around 420 members per staff, a higher ratio compared to other credit unions.

Assets Share
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$1,701,300,475
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.7%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$32,891
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 98% of credit unions.

Usalliance Credit Union holds a total of $1,480,990,000 in loans and leases, which is about $32,891 per member on average.

Savings interest rate Share
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1.32%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Usalliance Credit Union pays 1.32%.

Loan rates Share
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12.70%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.49%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.99%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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2.49%
New car loan rate
Compared to 4.0% nationally
3.99%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
2.88%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to Usalliance Credit Union

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Usalliance Credit Union: Malden
Credit Union Branch: 1032 Eastern Avenue
Malden, Massachusetts 02148 No ATM
Usalliance Credit Union: Otisville
Credit Union Branch: 49 Sanitorium Avenue
Otisville, New York 10963 ATM Available
Usalliance Credit Union: Cambridge
Credit Union Branch: 1960 Massachusetts Avenue
Cambridge, Massachusetts 02140 No ATM
Usalliance Credit Union: Chelsea
Credit Union Branch: 350 W. 31st Street
New York, New York 10001 No ATM
Usalliance Credit Union: Chelmsford
Credit Union Branch: 300 Apollo Drive
Chelmsford, Massachusetts 01824 No ATM
Usalliance Credit Union: Wayne Office
Credit Union Branch: 1 Corporate Drive
Wayne, New Jersey 07470 ATM Available
Usalliance Credit Union: Medford
Credit Union Branch: 71 Station Lndg
Medford, Massachusetts 02155 No ATM
Usalliance Credit Union: Wallkill
Credit Union Branch: 1296 State Route 208
Wallkill, New York 12589 ATM Available
Usalliance Credit Union: Naponach
Credit Union Branch: 710 Berme Road
Napanoch, New York 12458 ATM Available
Usalliance Credit Union: Ellenville
Credit Union Branch: 7500 Route 209
Inside Ellenville Walmart
Napanoch, New York 12458 ATM Available