Feedback
Share
Link
Link copied!
Asset Brief
Utah First Credit Union
Credit Union Finder
Explore
Search
Asset Brief
More
About Asset Brief
Copyright © 2022 assetbrief.com and Spring Launch Media LLC. All Rights Reserved.

All content on this website ("the Site") is the property of Spring Launch Media LLC. The collection and assembly of content on this Site are the exclusive property of Spring Launch Media LLC and are protected by copyright and other intellectual property laws. Credit union and bank data is publicly sourced from the U.S. government. None are affiliated with Asset Brief. assetbrief.com is an independent, advertising-supported publisher. We work hard to keep our information accurate and up to date, but do not guarantee accuracy of information. You may see different information when you visit a specific product’s site. assetbrief.com does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed. assetbrief.com does not assume any responsibility for any aspect of financial decisions taken based on the contents provided on this Site. When considering offers, please review all Terms and Conditions with the offering institution. Our content is not intended to provide investment advice. assetbrief.com is compensated through display advertising and offers from our partners. Many or all of the products features may be from our partners, and advertising may impact on where, how, and the order in which products appear on this Site. AssetBrief does not include all companies or all available products. However, this does not influence our editorial content or our advice, which are based on industry knowledge and many many hours of research. assetbrief.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Utah First Credit Union Share
Link
Link copied!

Table of Contents
Map Loading...
Overview Share
Link
Link copied!
Back to Top

Utah First Credit Union is a federal credit union based in Salt Lake City, Utah. It has been opened since 1935, for 87 years.

With around $406,820,000 in assets, Utah First Credit Union is considered to be a very large credit union. It has 10 branches and 7 ATM locations.

About Share
Link
Link copied!
Address 200 E. South Temple
Salt Lake City, Utah 84111
Website http://www.utahfirst.com
Phone (801) 320-2600
Fax (801) 320-2663
CEO Darin B. Moody
President of the Board Dave Pendleton
Services Offered
Score Card Share
Link
Link copied!
Back to Top
87 years
Years in business
Opened in 1935
Well Capitalized
Net worth classification
Source: NCUA
22,443 members
Membership type: Multiple common bond – other
Above average number of members
259:1
Credit union member to staff ratio
259 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$406,816,838
Total assets
Above average
10 branches
Compared with an average of 4 nationally and 6 in Utah
Above average number of branches
0.50%
Savings interest rate
Compared to 0.3% nationally
11.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
Link
Link copied!
Back to Top
10 branches
Compared with an average of 4 nationally and 6 in Utah
Above average number of branches
Utah First Credit Union Branch Locations

Utah First Credit Union: Provo Branch
310 North 100 W.
Provo, Utah 84601
No ATM
Utah First Credit Union: Farmington Branch
1173 Shepard Creek Parkway
Farmington, Utah 84025
ATM Available
Utah First Credit Union: Salt Lake City Branch
200 E. South Temple
Salt Lake City, Utah 84111
ATM Available
Utah First Credit Union: Midvale Branch
6935 S. 900 E.
Midvale, Utah 84047
ATM Available
Utah First Credit Union: Postal First Branch
1760 W. 2100 S.
Salt Lake City, Utah 84127
No ATM
Utah First Credit Union: Woods Cross Branch
1520 S. 500 W.
Woods Cross, Utah 84010
ATM Available
Utah First Credit Union: American Fork Branch
616 W. Main Street
American Fork, Utah 84003
ATM Available
Utah First Credit Union: Sandy Branch
9213 S. Quarry Bend Drive
Sandy, Utah 84094
ATM Available
Utah First Credit Union: Teamsters
2641 S. 3270 W.
Suite B.
Salt Lake City, Utah 84119
No ATM
Utah First Credit Union: South Jordan
3642 W. 11400 S.
South Jordan, Utah 84095
ATM Available
Members Share
Link
Link copied!
Back to Top
22,443 members
Membership type: Multiple common bond – other
Above average number of members

With 22,443 members, the Utah First Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 83% of credit unions.

Fees Share
Link
Link copied!
Back to Top
$93
Average fee per member
The average fee per member at the Utah First Credit Union is $93, which is very high compared to most credit unions. This rate is higher than 82% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Utah First Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
Link
Link copied!
Back to Top
259:1
Credit union member to staff ratio
259 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
86 staff members
FTE (full-time equivalent)
3% of employees are part-time
85 full-time, 3 part-time

Utah First Credit Union has 85 full-time staff members and 3 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 97% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Utah First Credit Union has around 259 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets Share
Link
Link copied!
Back to Top
$406,816,838
Total assets
Above average
Net worth Share
Link
Link copied!
Back to Top
Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
11.6%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
Link
Link copied!
Back to Top
$22,640
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 94% of credit unions.

Utah First Credit Union holds a total of $361,110,000 in loans and leases, which is about $22,640 per member on average.

Savings interest rate Share
Link
Link copied!
Back to Top
0.50%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Utah First Credit Union pays 0.50%.

Loan rates Share
Link
Link copied!
Back to Top
11.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
7.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.25%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
Link
Link copied!
Back to Top
4.50%
New car loan rate
Compared to 4.0% nationally
4.50%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
Link
Link copied!
Back to Top
5.50%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
5.99%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

Other Credit Unions

See all...
Logan Cache Rich Credit Union
Credit Union: Well Capitalized Logan, Utah 2574.0 $25 million Well Capitalized
Hercules First Credit Union
Credit Union: Well Capitalized Salt Lake City, Utah 8055.0 $103 million Well Capitalized
America First Credit Union
Credit Union: Well Capitalized Riverdale, Utah 1001404.0 $10 billion Well Capitalized
Mountain America Credit Union
Credit Union: Well Capitalized Sandy, Utah 796578.0 $8 billion Well Capitalized
Utah Power Credit Union
Credit Union: Well Capitalized Salt Lake City, Utah 26366.0 $675 million Well Capitalized
Education 1st Credit Union
Credit Union: Well Capitalized Ogden, Utah 2739.0 $34 million Well Capitalized
Firefighters Credit Union
Credit Union: Well Capitalized Salt Lake City, Utah 3669.0 $46 million Well Capitalized
Gibbons And Reed Employees Credit Union
Credit Union: Well Capitalized Salt Lake City, Utah 1441.0 $6 million Well Capitalized
Millard County Credit Union
Credit Union: Well Capitalized Fillmore, Utah 5499.0 $39 million Well Capitalized
City Center Credit Union
Credit Union: Undercapitalized Provo, Utah 1392.0 $15 million Undercapitalized

Additional Credit Unions

See all...
South Sanpete Credit Union
Credit Union: Well Capitalized Manti, Utah 190.0 $1 million Well Capitalized
Logan Medical Credit Union
Credit Union: Well Capitalized Logan, Utah 2327.0 $23 million Well Capitalized
Granite Credit Union
Credit Union: Well Capitalized Salt Lake City, Utah 29846.0 $455 million Well Capitalized
Horizon Utah Credit Union
Credit Union: Well Capitalized Farmington, Utah 12647.0 $144 million Well Capitalized
S E A Credit Union
Credit Union: Well Capitalized Richfield, Utah 877.0 $5 million Well Capitalized
Grand County Credit Union
Credit Union: Well Capitalized Moab, Utah 4917.0 $35 million Well Capitalized
Pacific Horizon Credit Union
Credit Union: Well Capitalized Springville, Utah 7528.0 $69 million Well Capitalized
Nebo Credit Union
Credit Union: Well Capitalized Springville, Utah 11726.0 $93 million Well Capitalized
Beckstrand And Associates Credit Union
Credit Union: Well Capitalized Salt Lake City, Utah 20.0 $419k Well Capitalized
American United Family of Credit Un Credit Union
Credit Union: Well Capitalized West Jordan, Utah 21231.0 $235 million Well Capitalized

Additional Credit Unions

See all...
Utah Prison Employees Credit Union
Credit Union: Well Capitalized Draper, Utah 1375.0 $3 million Well Capitalized
Tanner Employees Credit Union
Credit Union: Well Capitalized Salt Lake City, Utah 1100.0 $6 million Well Capitalized
Lu 354 I B E W Credit Union
Credit Union: Well Capitalized Salt Lake City, Utah 2604.0 $27 million Well Capitalized
Valley Wide Credit Union
Credit Union: Well Capitalized Vernal, Utah 165.0 $453k Well Capitalized
Cyprus Credit Union
Credit Union: Well Capitalized West Jordan, Utah 110658.0 $976 million Well Capitalized
Members First Credit Union
Credit Union: Well Capitalized Brigham City, Utah 13726.0 $123 million Well Capitalized
Eastern Utah Community Credit Union
Credit Union: Well Capitalized Price, Utah 11711.0 $130 million Well Capitalized
Granite Furniture Employees Credit Union
Credit Union: Well Capitalized Woods Cross, Utah 210.0 $1 million Well Capitalized
P & S Credit Union
Credit Union: Well Capitalized Salt Lake City, Utah 1691.0 $17 million Well Capitalized
C U P Credit Union
Credit Union: Well Capitalized Provo, Utah 1285.0 $6 million Well Capitalized

All of Asset Brief

See all...

Similar Credit Unions to Utah First Credit Union

See all...
Utah First Credit Union: Sandy Branch
Credit Union Branch: 9213 S. Quarry Bend Drive
Sandy, Utah 84094 ATM Available
Utah First Credit Union: Teamsters
Credit Union Branch: 2641 S. 3270 W.
Suite B.
Salt Lake City, Utah 84119 No ATM
Utah First Credit Union: American Fork Branch
Credit Union Branch: 616 W. Main Street
American Fork, Utah 84003 ATM Available
Utah First Credit Union: Postal First Branch
Credit Union Branch: 1760 W. 2100 S.
Salt Lake City, Utah 84127 No ATM
Utah First Credit Union: Farmington Branch
Credit Union Branch: 1173 Shepard Creek Parkway
Farmington, Utah 84025 ATM Available
Utah First Credit Union: Midvale Branch
Credit Union Branch: 6935 S. 900 E.
Midvale, Utah 84047 ATM Available
Utah First Credit Union: Woods Cross Branch
Credit Union Branch: 1520 S. 500 W.
Woods Cross, Utah 84010 ATM Available
Utah First Credit Union: Salt Lake City Branch
Credit Union Branch: 200 E. South Temple
Salt Lake City, Utah 84111 ATM Available
Utah First Credit Union: South Jordan
Credit Union Branch: 3642 W. 11400 S.
South Jordan, Utah 84095 ATM Available
Utah First Credit Union: Provo Branch
Credit Union Branch: 310 North 100 W.
Provo, Utah 84601 No ATM