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Utilities Employees Credit Union Share
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Overview Share
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Utilities Employees Credit Union is a federally insured state credit union based in Reading, Pennsylvania. It has been opened since 1934, for 88 years.

With around $1,168,860,000 in assets, Utilities Employees Credit Union is considered to be a very large credit union.

About Share
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Address P.O. Box 14864
Reading, Pennsylvania 19612
Website http://www.uecu.org
Phone (610) 927-4000
Fax (610) 927-4089
CEO Bret H. Krevolin
President of the Board Daniel Furlong
Services Offered
Score Card Share
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88 years
Years in business
Opened in 1934
Well Capitalized
Net worth classification
Source: NCUA
48,483 members
Membership type: State chartered natural person credit union
Above average number of members
521:1
Credit union member to staff ratio
521 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
$1,168,857,739
Total assets
Above average
1 branch
Compared with an average of 4 nationally and 3 in Pennsylvania
Average number of branches
0.60%
Savings interest rate
Compared to 0.3% nationally
8.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 3 in Pennsylvania
Average number of branches
Utilities Employees Credit Union Branch Locations

Utilities Employees Credit Union
11 Meridian Boulevard
Wyomissing, Pennsylvania 19610
No ATM
Members Share
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48,483 members
Membership type: State chartered natural person credit union
Above average number of members

With 48,483 members, the Utilities Employees Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 91% of credit unions.

Fees Share
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$26
Average fee per member
The average fee per member at the Utilities Employees Credit Union is $26, which is low compared to most credit unions. This rate is lower than 68% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Utilities Employees Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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521:1
Credit union member to staff ratio
521 per each FTE employee
Compared to 411:1 nationally
Less staff than other credit unions
93 staff members
FTE (full-time equivalent)
2% of employees are part-time
92 full-time, 2 part-time

Utilities Employees Credit Union has 92 full-time staff members and 2 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 98% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Utilities Employees Credit Union has around 521 members per staff, a high ratio compared to other credit unions.

Assets Share
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$1,168,857,739
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
15.5%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$13,494
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 73% of credit unions.

Utilities Employees Credit Union holds a total of $336,750,000 in loans and leases, which is about $13,494 per member on average.

Savings interest rate Share
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0.60%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Utilities Employees Credit Union pays 0.60%.

Loan rates Share
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8.99%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
7.99%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
2.74%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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2.99%
New car loan rate
Compared to 4.0% nationally
3.24%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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3.99%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.70%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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ATM
Credit Union ATM: 390 W. Route 59
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O. and R. Utilities Employees Credit Union: Monroe
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Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
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Credit Union: Well Capitalized Reading, Pennsylvania 48483.0 $1 billion Well Capitalized
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