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Vickswood Credit Union
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Vickswood Credit Union Share
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Overview Share
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Vickswood Credit Union is a federal credit union based in Vicksburg, Mississippi. It has been opened since 1967, for 55 years.

With around $10,920,000 in assets, Vickswood Credit Union is considered to be a medium size credit union.

About Share
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Address Po Box 820240
Vicksburg, Mississippi 39182
Website http://vickswoodcu.com
Phone (601) 636-4434
Fax (601) 638-4433
CEO Jerry Hicks
President of the Board Howard Austin
Services Offered
Score Card Share
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55 years
Years in business
Opened in 1967
Well Capitalized
Net worth classification
Source: NCUA
1,410 members
Membership type: Multiple common bond – primary other manufacturing
Below average number of members
352:1
Credit union member to staff ratio
352 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$10,918,051
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 2 in Mississippi
Above average number of branches
0.38%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 2 in Mississippi
Above average number of branches
Vickswood Credit Union Branch Locations
Members Share
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1,410 members
Membership type: Multiple common bond – primary other manufacturing
Below average number of members

With 1,410 members, the Vickswood Credit Union is considered to be a small credit union. It is smaller than 74% of credit unions.

Fees Share
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$24
Average fee per member
The average fee per member at the Vickswood Credit Union is $24, which is low compared to most credit unions. This rate is lower than 69% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Vickswood Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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352:1
Credit union member to staff ratio
352 per each FTE employee
Compared to 411:1 nationally
Average number of staff
4 staff members
FTE (full-time equivalent)
0% of employees are part-time
4 full-time, 0 part-time

Vickswood Credit Union has 4 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Vickswood Credit Union has around 352 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets Share
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$10,918,051
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
23.0%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$5,611
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 87% of credit unions.

Vickswood Credit Union holds a total of $3,480,000 in loans and leases, which is about $5,611 per member on average.

Savings interest rate Share
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0.38%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Vickswood Credit Union pays 0.38%.

Loan rates Share
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13.50%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
8.50%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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2.99%
New car loan rate
Compared to 4.0% nationally
4.75%
Used car loan rate
Compared to 5.2% nationally

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Vickswood Credit Union: Vicksburg Main Branch
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Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Vickswood Credit Union: Redwood Branch Office ATM
Credit Union ATM: 5884 A. Street Building 600
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