Vision Financial Credit Union is a federal credit union based in Durham, North Carolina. It has been opened since 1960, for 62 years.
With around $49,440,000 in assets, Vision Financial Credit Union is considered to be an average size credit union. It has 3 branches and 1 ATM locations.
|Address|| Po Box 15818 |
Durham, North Carolina 27704
|President of the Board||Larry Ray|
|Services Offered|| |
With 9,791 members, the Vision Financial Credit Union is considered to be a large credit union. It is larger than 70% of credit unions.
Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.
The average fee per member gives you a general sense of how much you might pay in fees as a member of the Vision Financial Credit Union. Some credit unions tend to charge more fees, while others charge less.
Vision Financial Credit Union has 20 full-time staff members and 2 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 91% of the workforce.
The number of members relative to staff members is an indication of how well staffed the credit union is. Vision Financial Credit Union has around 466 members per staff, a higher ratio compared to other credit unions.
A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength
The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.
Vision Financial Credit Union holds a total of $24,980,000 in loans and leases, which is about $4,903 per member on average.
A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.
A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Vision Financial Credit Union pays 0.10%.