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Vons Employees Credit Union

Overview
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Vons Employees Credit Union is a federal credit union based in El Monte, California. It has been opened since 1954, for 66 years.

With around $567,540,000 in assets, Vons Employees Credit Union is considered to be a very large credit union. It has 8 branches and 4 ATM locations.

About
Address 4455 Arden Drive
EL Monte, California 91731
Website http://www.vonscu.com
Phone (626) 444-1972
Fax (626) 350-5850
CEO Stephen Weakley
President of the Board Gary Hammett
Services Offered
Map
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Score Card
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66 years
Years in business
Opened in 1954
Well Capitalized
Net worth classification
Source: NCUA
53,604 members
Membership type: Multiple common bond – primary finance, insurance, real estate, trade
Above average number of members
472:1
Credit union member to staff ratio
472 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$567,543,012
Total assets
Above average
8 branches
Compared with an average of 4 nationally and 5 in California
Above average number of branches
0.10%
Savings interest rate
Compared to 0.3% nationally
11.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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8 branches
Compared with an average of 4 nationally and 5 in California
Above average number of branches
Vons Employees Credit Union Branch Locations

Vons Employees Credit Union: Brea
200 North Puente Street
Brea, California 92821
No ATM
Vons Employees Credit Union: Granada Hills Branch
16830 San Fernando Mission Boulevard
Granada Hills, California 91344
ATM Available
Vons Employees Credit Union: San Diego Branch
3550 Murphy Canyon Road
San Diego, California 92123
No ATM
Vons Employees Credit Union: Unified Branch
5200 Sheila Street
Commerce, California 90040
No ATM
Vons Employees Credit Union: Commerce
4820 S. Eastern Avenue Suite L.
Commerce, California 90040
ATM Available
Vons Employees Credit Union: Mwd
700 North Alameda Street
Los Angeles, California 90012
ATM Available
Vons Employees Credit Union: Fullerton Branch
1421 Manhattan Avenue
Fullerton, California 92831
No ATM
Vons Employees Credit Union: El Monte
4455 Arden Drive
EL Monte, California 91731
ATM Available
Members
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53,604 members
Membership type: Multiple common bond – primary finance, insurance, real estate, trade
Above average number of members

With 53,604 members, the Vons Employees Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 92% of credit unions.

Fees
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$137
Average fee per member
The average fee per member at the Vons Employees Credit Union is $137, which is very high compared to most credit unions. This rate is higher than 94% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Vons Employees Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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472:1
Credit union member to staff ratio
472 per each FTE employee
Compared to 411:1 nationally
Fewer staff
114 staff members
FTE (full-time equivalent)
3% of employees are part-time
112 full-time, 3 part-time

Vons Employees Credit Union has 112 full-time staff members and 3 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 97% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Vons Employees Credit Union has around 472 members per staff, a higher ratio compared to other credit unions.

Assets
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$567,543,012
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
20.3%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$7,598
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 73% of credit unions.

Vons Employees Credit Union holds a total of $341,120,000 in loans and leases, which is about $7,598 per member on average.

Savings interest rate
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0.10%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Vons Employees Credit Union pays 0.10%.

Loan rates
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11.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
14.90%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.83%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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3.99%
New car loan rate
Compared to 4.0% nationally
4.99%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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5.50%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.63%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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