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Wayne-Westland Credit Union
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Wayne-Westland Credit Union Share
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Overview Share
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Wayne-Westland Credit Union is a federal credit union based in Westland, Michigan. It has been opened since 1948, for 74 years.

With around $101,780,000 in assets, Wayne-Westland Credit Union is considered to be a large credit union. It has 1 branches and 1 ATM locations.

About Share
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Address 500 S. Wayne Road
Westland, Michigan 48186
Website http://www.wwfcu.org
Phone (734) 721-5700
Fax (734) 721-5390
CEO Thelma Dasho
President of the Board Andrew Spisak
Services Offered
Score Card Share
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74 years
Years in business
Opened in 1948
Well Capitalized
Net worth classification
Source: NCUA
11,523 members
Membership type: Community credit union
Above average number of members
339:1
Credit union member to staff ratio
339 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$101,775,123
Total assets
Above average
1 branch
Compared with an average of 4 nationally and 4 in Michigan
Average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
9.75%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 4 in Michigan
Average number of branches
Wayne-Westland Credit Union Branch Locations
Members Share
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11,523 members
Membership type: Community credit union
Above average number of members

With 11,523 members, the Wayne-Westland Credit Union is considered to be a large credit union. It is larger than 73% of credit unions.

Fees Share
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$113
Average fee per member
The average fee per member at the Wayne-Westland Credit Union is $113, which is very high compared to most credit unions. This rate is higher than 89% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Wayne-Westland Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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339:1
Credit union member to staff ratio
339 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
34 staff members
FTE (full-time equivalent)
6% of employees are part-time
33 full-time, 2 part-time

Wayne-Westland Credit Union has 33 full-time staff members and 2 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 94% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Wayne-Westland Credit Union has around 339 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets Share
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$101,775,123
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
10.0%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$9,866
Average loan and lease size
Loan & lease sizes are average sized. They are bigger than at 48% of credit unions.

Wayne-Westland Credit Union holds a total of $47,440,000 in loans and leases, which is about $9,866 per member on average.

Savings interest rate Share
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Wayne-Westland Credit Union pays 0.05%.

Loan rates Share
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9.75%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
11.90%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
1.50%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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1.95%
New car loan rate
Compared to 4.0% nationally
1.75%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.75%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.75%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Wayne-Westland Credit Union: Wayne Westland Federal Credit Union ATM
Credit Union ATM: 500 S. Wayne Road
Westland, Michigan 48186
Parkside Credit Union: Westland Branch
Credit Union Branch: 1747 S. Newburgh Road
Westland, Michigan 48186 ATM Available
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Wayne-Westland Credit Union: Wayne Westland Federal Credit Union
Credit Union Branch: 500 S. Wayne Road
Westland, Michigan 48186 ATM Available
Parkside Credit Union: Westland Branch ATM
Credit Union ATM: 1747 S. Newburgh Road
Westland, Michigan 48186
Community Financial Credit Union: Community Financial Westland ATM
Credit Union ATM: 7440 North Wayne Road
Westland, Michigan 48185
Wayne-Westland Credit Union
Credit Union: Well Capitalized Westland, Michigan 11523.0 $102 million Well Capitalized
Credit Union One: Cuo-Westland
Credit Union Branch: 29450 Warren Road
Westland, Michigan 48185 ATM Available
Credit Union One: Cuo-Westland ATM
Credit Union ATM: 29450 Warren Road
Westland, Michigan 48185
Community Financial Credit Union: Community Financial Westland
Credit Union Branch: 7440 North Wayne Road
Westland, Michigan 48185 ATM Available