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Western Indiana Credit Union Share
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Overview Share
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Western Indiana Credit Union is a non-federally insured state credit union based in Sullivan, Indiana. It has been opened since 1932, for 90 years.

With around $26,450,000 in assets, Western Indiana Credit Union is considered to be an average size credit union.

About Share
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Address 949 W. State Road 154
Sullivan, Indiana 47882
Website http://www.westernindianacu.com
Phone (812) 268-1196
Fax (812) 268-8677
CEO Mitzi J. Perkinson
President of the Board Rusty Sinders
Services Offered
Score Card Share
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90 years
Years in business
Opened in 1932
Well Capitalized
Net worth classification
Source: NCUA
2,428 members
Membership type: State chartered natural person credit union
Below average number of members
231:1
Credit union member to staff ratio
231 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$26,452,466
Total assets
Average size
2 branches
Compared with an average of 4 nationally and 3 in Indiana
Above average number of branches
0.45%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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2 branches
Compared with an average of 4 nationally and 3 in Indiana
Above average number of branches
Western Indiana Credit Union Branch Locations

Western Indiana Credit Union: Branch Office
314 S. Forest Avenue
314 S. Forest Avenue
Brazil, Indiana 47834
No ATM
Western Indiana Credit Union: Main Office
949 W. State Road 154
Sullivan, Indiana 47882
No ATM
Members Share
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2,428 members
Membership type: State chartered natural person credit union
Below average number of members

With 2,428 members, the Western Indiana Credit Union is considered to be a small credit union. It is smaller than 60% of credit unions.

Fees Share
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$46
Average fee per member
The average fee per member at the Western Indiana Credit Union is $46, which is comparable to most credit unions. This rate is lower than 52% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Western Indiana Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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231:1
Credit union member to staff ratio
231 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
10 staff members
FTE (full-time equivalent)
38% of employees are part-time
8 full-time, 5 part-time

Western Indiana Credit Union has 8 full-time staff members and 5 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 62% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Western Indiana Credit Union has around 231 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets Share
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$26,452,466
Total assets
Average size
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
15.0%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$32,922
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 98% of credit unions.

Western Indiana Credit Union holds a total of $23,110,000 in loans and leases, which is about $32,922 per member on average.

Savings interest rate Share
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0.45%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Western Indiana Credit Union pays 0.45%.

Loan rates Share
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15.99%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.60%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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5.25%
New car loan rate
Compared to 4.0% nationally
7.50%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.93%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
5.87%
Other real estate loan rates
Compared to 0.9% nationally

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Similar Credit Unions to Western Indiana Credit Union

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Western Indiana Credit Union
Credit Union: Well Capitalized Sullivan, Indiana 2428.0 $26 million Well Capitalized
Eastern Indiana Credit Union
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Notre Dame Credit Union: Western Branch
Credit Union Branch: 525 South Mayflower Road
South Bend, Indiana 46619 ATM Available
Western Indiana Credit Union: Main Office
Credit Union Branch: 949 W. State Road 154
Sullivan, Indiana 47882 No ATM
Union Savings and Loan Association
Bank: Connersville, Indiana 274971101.0
Communitywide Credit Union: Main
Credit Union Branch: 1555 W. Western Avenue
South Bend, Indiana 46619 ATM Available
Eastern Indiana Credit Union: Main Office
Credit Union Branch: 801 S. Memorial Drive
New Castle, Indiana 47362 ATM Available
Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
Notre Dame Credit Union: Western Branch ATM
Credit Union ATM: 525 South Mayflower Road
South Bend, Indiana 46619
Western Indiana Credit Union: Branch Office
Credit Union Branch: 314 S. Forest Avenue
314 S. Forest Avenue
Brazil, Indiana 47834 No ATM