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Westerra Credit Union Share
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Overview Share
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Westerra Credit Union is a federally insured state credit union based in Denver, Colorado. It has been opened since 1934, for 88 years.

With around $1,539,990,000 in assets, Westerra Credit Union is considered to be a very large credit union. It has 10 branches and 10 ATM locations.

About Share
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Address 3700 E. Alameda Avenue
Denver, Colorado 80209
Website http://westerracu.com
Phone (303) 321-4209
Fax (866) 208-1598
CEO James C. Champion
President of the Board Andy Raicevich
Services Offered
Score Card Share
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88 years
Years in business
Opened in 1934
Well Capitalized
Net worth classification
Source: NCUA
119,804 members
Membership type: State chartered natural person credit union
Above average number of members
429:1
Credit union member to staff ratio
429 per each FTE employee
Compared to 411:1 nationally
Fewer staff
$1,539,994,929
Total assets
Above average
10 branches
Compared with an average of 4 nationally and 4 in Colorado
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
10.15%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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10 branches
Compared with an average of 4 nationally and 4 in Colorado
Above average number of branches
Westerra Credit Union Branch Locations

Westerra Credit Union: Cherry Creek Branch
3700 E. Alameda Avenue
Denver, Colorado 80209
ATM Available
Westerra Credit Union: Aurora City Place Branch
14305 E. Alameda Avenue
Aurora, Colorado 80012
ATM Available
Westerra Credit Union: Littleton Branch
8906 W. Bowles Avenue
Littleton, Colorado 80123
ATM Available
Westerra Credit Union: Stapleton Branch
7305 E. 35th Avenue
Suite 170
Denver, Colorado 80238
ATM Available
Westerra Credit Union: Belmar Branch
98 Wadsworth Boulevard Unit 130
Lakewood, Colorado 80226
ATM Available
Westerra Credit Union: Green Mountain Plaza
375 Union Boulevard
Lakewood, Colorado 80228
ATM Available
Westerra Credit Union: Smoky Hill Branch
20991 E. Smoky Hill Road
Centennial, Colorado 80015
ATM Available
Westerra Credit Union: Castle Rock
4625 Trail Boss Drive
Castle Rock, Colorado 80104
ATM Available
Westerra Credit Union: Arvada Branch
7270 W. 88th Avenue
Arvada, Colorado 80003
ATM Available
Members Share
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119,804 members
Membership type: State chartered natural person credit union
Above average number of members

With 119,804 members, the Westerra Credit Union is considered to be a very large credit union. It is among the largest of credit unions and is larger than 97% of credit unions.

Fees Share
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$28
Average fee per member
The average fee per member at the Westerra Credit Union is $28, which is low compared to most credit unions. This rate is lower than 67% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Westerra Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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429:1
Credit union member to staff ratio
429 per each FTE employee
Compared to 411:1 nationally
Fewer staff
280 staff members
FTE (full-time equivalent)
3% of employees are part-time
275 full-time, 9 part-time

Westerra Credit Union has 275 full-time staff members and 9 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 97% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Westerra Credit Union has around 429 members per staff, a higher ratio compared to other credit unions.

Assets Share
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$1,539,994,929
Total assets
Above average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
11.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$16,571
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 85% of credit unions.

Westerra Credit Union holds a total of $1,187,180,000 in loans and leases, which is about $16,571 per member on average.

Savings interest rate Share
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Westerra Credit Union pays 0.05%.

Loan rates Share
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10.15%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
9.99%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
6.99%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.99%
New car loan rate
Compared to 4.0% nationally
3.99%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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4.50%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
4.63%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Similar Credit Unions to Westerra Credit Union

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Westerra Credit Union: Aurora City Place Branch
Credit Union Branch: 14305 E. Alameda Avenue
Aurora, Colorado 80012 ATM Available
Westerra Credit Union: Belmar Branch
Credit Union Branch: 98 Wadsworth Boulevard Unit 130
Lakewood, Colorado 80226 ATM Available
Westerra Credit Union: Smoky Hill Branch
Credit Union Branch: 20991 E. Smoky Hill Road
Centennial, Colorado 80015 ATM Available
Westerra Credit Union: Arvada Branch ATM
Credit Union ATM: 7270 W. 88th Avenue
Arvada, Colorado 80003
Westerra Credit Union: Stapleton Branch
Credit Union Branch: 7305 E. 35th Avenue
Suite 170
Denver, Colorado 80238 ATM Available
Westerra Credit Union: Castle Rock
Credit Union Branch: 4625 Trail Boss Drive
Castle Rock, Colorado 80104 ATM Available
Westerra Credit Union: Cherry Creek Branch
Credit Union Branch: 3700 E. Alameda Avenue
Denver, Colorado 80209 ATM Available
Westerra Credit Union: Arvada Branch
Credit Union Branch: 7270 W. 88th Avenue
Arvada, Colorado 80003 ATM Available
Westerra Credit Union: Littleton Branch
Credit Union Branch: 8906 W. Bowles Avenue
Littleton, Colorado 80123 ATM Available
Westerra Credit Union: Green Mountain Plaza
Credit Union Branch: 375 Union Boulevard
Lakewood, Colorado 80228 ATM Available