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Wichita Falls Credit Union Share
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Overview Share
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Wichita Falls Credit Union is a federal credit union based in Wichita Falls, Texas. It has been opened since 1949, for 73 years.

With around $22,210,000 in assets, Wichita Falls Credit Union is considered to be an average size credit union. It has 1 branches and 4 ATM locations.

About Share
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Address 2100 Seymour Highway
Wichita Falls, Texas 76301
Website http://www.wffedcu.com
Phone (940) 322-9328
Fax (940) 767-1058
CEO Stacy Rogers
President of the Board Melvin Joyner
Services Offered
Score Card Share
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73 years
Years in business
Opened in 1949
Well Capitalized
Net worth classification
Source: NCUA
2,451 members
Membership type: Multiple common bond – primary federal, state, local government
Below average number of members
377:1
Credit union member to staff ratio
377 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$22,205,602
Total assets
Average size
1 branch
Compared with an average of 4 nationally and 3 in Texas
Average number of branches
0.20%
Savings interest rate
Compared to 0.3% nationally
9.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 3 in Texas
Average number of branches
Wichita Falls Credit Union Branch Locations

Wichita Falls Credit Union: Wffcu Main
2100 Seymour Highway
Wichita Falls, Texas 76301
ATM Available
Members Share
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2,451 members
Membership type: Multiple common bond – primary federal, state, local government
Below average number of members

With 2,451 members, the Wichita Falls Credit Union is considered to be a small credit union. It is smaller than 60% of credit unions.

Fees Share
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$40
Average fee per member
The average fee per member at the Wichita Falls Credit Union is $40, which is comparable to most credit unions. This rate is lower than 57% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Wichita Falls Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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377:1
Credit union member to staff ratio
377 per each FTE employee
Compared to 411:1 nationally
Average number of staff
6 staff members
FTE (full-time equivalent)
14% of employees are part-time
6 full-time, 1 part-time

Wichita Falls Credit Union has 6 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 86% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Wichita Falls Credit Union has around 377 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets Share
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$22,205,602
Total assets
Average size
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
13.4%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$6,958
Average loan and lease size
Loan & lease sizes are small. They are smaller than at 78% of credit unions.

Wichita Falls Credit Union holds a total of $10,100,000 in loans and leases, which is about $6,958 per member on average.

Savings interest rate Share
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0.20%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Wichita Falls Credit Union pays 0.20%.

Loan rates Share
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9.00%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
10.96%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.95%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.98%
New car loan rate
Compared to 4.0% nationally
5.86%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.41%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
5.65%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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Service Credit Union Routing Number
Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
ATM
Credit Union ATM: 4000 Armstrong Drive
Wichita Falls, Texas 76305
Wichita Falls Credit Union: Wffcu Main
Credit Union Branch: 2100 Seymour Highway
Wichita Falls, Texas 76301 ATM Available
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