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W.O.D. Credit Union
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W.O.D. Credit Union Share
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Overview Share
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W.O.D. Credit Union is a federal credit union based in Forty Fort, Pennsylvania. It has been opened since 1966, for 56 years.

With around $2,540,000 in assets, W.O.D. Credit Union is considered to be a small credit union.

About Share
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Address 1265 Wyoming Avenue
Forty Fort, Pennsylvania 18704
Phone (570) 288-1550
Fax (570) 288-5562
CEO Bernard Laskowski
President of the Board Joseph Guesto
Services Offered
Score Card Share
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56 years
Years in business
Opened in 1966
Well Capitalized
Net worth classification
Source: NCUA
537 members
Membership type: Multiple common bond – primary finance, insurance, real estate, trade
Below average number of members
358:1
Credit union member to staff ratio
358 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$2,536,903
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in Pennsylvania
Average number of branches
9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 3 in Pennsylvania
Average number of branches
W.O.D. Credit Union Branch Locations

W.O.D. Credit Union: Wod Federal Credit Union
1265 Wyoming Avenue
Forty Fort, Pennsylvania 18704
No ATM
Members Share
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537 members
Membership type: Multiple common bond – primary finance, insurance, real estate, trade
Below average number of members

With 537 members, the W.O.D. Credit Union is considered to be a very small credit union. It is among the smallest credit unions and is smaller than 89% of credit unions.

Fees Share
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$9
Average fee per member
The average fee per member at the W.O.D. Credit Union is $9, which is very low compared to most credit unions. This rate is lower than 82% of all credit unions.
Fees are lower than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the W.O.D. Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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358:1
Credit union member to staff ratio
358 per each FTE employee
Compared to 411:1 nationally
Average number of staff
2 staff members
FTE (full-time equivalent)
50% of employees are part-time
1 full-time, 1 part-time

W.O.D. Credit Union has 1 full-time staff members and 1 part-time staff members. The staff is comprised of part-time and full-time staff, with part-time staff approximately 50% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. W.O.D. Credit Union has around 358 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets Share
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$2,536,903
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
8.9%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$5,330
Average loan and lease size
Loan & lease sizes are very small. They are smaller than at 89% of credit unions.

W.O.D. Credit Union holds a total of $1,420,000 in loans and leases, which is about $5,330 per member on average.

Savings interest rate Share
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Loan rates Share
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9.90%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
8.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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3.00%
New car loan rate
Compared to 4.0% nationally
4.00%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.00%
Other real estate loan rates
Compared to 0.9% nationally

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Resource: Service Credit Union Routing Number Service Credit Union is a credit union based in Portsmouth, New Hampshire. Service Credit Union’s US routing number is 211489656.
W.O.D. Credit Union: Wod Federal Credit Union
Credit Union Branch: 1265 Wyoming Avenue
Forty Fort, Pennsylvania 18704 No ATM
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