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Woodlawn Credit Union Share
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Woodlawn Credit Union is a federal credit union based in Pawtucket, Rhode Island. It has been opened since 1930, for 92 years.

With around $11,940,000 in assets, Woodlawn Credit Union is considered to be a medium size credit union.

About Share
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Address 744 Main Street
Pawtucket, Rhode Island 02860
Website http://woodlawnfcu.org
Phone (401) 728-8300
Fax (401) 728-4520
CEO Rufus R. Bailey Jr
President of the Board Fredric Dupuis
Services Offered
Score Card Share
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92 years
Years in business
Opened in 1930
Well Capitalized
Net worth classification
Source: NCUA
2,520 members
Membership type: Community credit union
Average number of members
336:1
Credit union member to staff ratio
336 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
$11,935,363
Total assets
Below average
1 branch
Compared with an average of 4 nationally and 3 in Rhode Island
Average number of branches
0.20%
Savings interest rate
Compared to 0.3% nationally
Branches Share
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1 branch
Compared with an average of 4 nationally and 3 in Rhode Island
Average number of branches
Woodlawn Credit Union Branch Locations

Woodlawn Federal Credit Union
744 Main Street
Pawtucket, Rhode Island 02860
No ATM
Members Share
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2,520 members
Membership type: Community credit union
Average number of members

With 2,520 members, the Woodlawn Credit Union is considered to be a medium size credit union. It is larger than 40% of credit unions.

Fees Share
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$43
Average fee per member
The average fee per member at the Woodlawn Credit Union is $43, which is comparable to most credit unions. This rate is lower than 55% of all credit unions.
Fees are average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Woodlawn Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff Share
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336:1
Credit union member to staff ratio
336 per each FTE employee
Compared to 411:1 nationally
Lots of staff!
8 staff members
FTE (full-time equivalent)
12% of employees are part-time
7 full-time, 1 part-time

Woodlawn Credit Union has 7 full-time staff members and 1 part-time staff members. The staff is predominantly comprised of full-time staff, at approximately 88% of the workforce.

The number of members relative to staff members is an indication of how well staffed the credit union is. Woodlawn Credit Union has around 336 members per staff, a low ratio compared to other credit unions. This is a well staffed credit union.

Assets Share
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$11,935,363
Total assets
Below average
Net worth Share
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
7.2%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases Share
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$11,691
Average loan and lease size
Loan & lease sizes are bigger than average. They are bigger than at 62% of credit unions.

Woodlawn Credit Union holds a total of $8,550,000 in loans and leases, which is about $11,691 per member on average.

Savings interest rate Share
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0.20%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Woodlawn Credit Union pays 0.20%.

Loan rates Share
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13.90%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.20%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates Share
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2.49%
New car loan rate
Compared to 4.0% nationally
3.99%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates Share
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5.50%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally

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