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Wyhy Credit Union

Overview
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Wyhy Credit Union is a federal credit union based in Cheyenne, Wyoming. It has been opened since 1953, for 67 years.

With around $230,190,000 in assets, Wyhy Credit Union is considered to be a very large credit union. It has 2 branches and 2 ATM locations.

About
Address P.O. Box 20050
Cheyenne, Wyoming 82003
Website http://www.wyhy.org
Phone (307) 638-4200
Fax (307) 638-4201
CEO William N. Willingham Iii
President of the Board Matthew Simpson
Services Offered
Map
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Score Card
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67 years
Years in business
Opened in 1953
Well Capitalized
Net worth classification
Source: NCUA
15,003 members
Membership type: Multiple common bond – primary federal, state, local government
Above average number of members
357:1
Credit union member to staff ratio
357 per each FTE employee
Compared to 411:1 nationally
Average number of staff
$230,191,842
Total assets
Above average
2 branches
Compared with an average of 4 nationally and 2 in Wyoming
Above average number of branches
0.05%
Savings interest rate
Compared to 0.3% nationally
9.65%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
Branches
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2 branches
Compared with an average of 4 nationally and 2 in Wyoming
Above average number of branches
Wyhy Credit Union Branch Locations

Wyhy Credit Union: Casper Office
1521 Centennial Hills Boulevard
Casper, Wyoming 82609
ATM Available
Wyhy Credit Union: Cheyenne Office
1715 Stillwater Avenue
Cheyenne, Wyoming 82009
ATM Available
Members
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15,003 members
Membership type: Multiple common bond – primary federal, state, local government
Above average number of members

With 15,003 members, the Wyhy Credit Union is considered to be a large credit union. It is larger than 77% of credit unions.

Fees
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$84
Average fee per member
The average fee per member at the Wyhy Credit Union is $84, which is high compared to most credit unions. This rate is higher than 76% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Wyhy Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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357:1
Credit union member to staff ratio
357 per each FTE employee
Compared to 411:1 nationally
Average number of staff
42 staff members
FTE (full-time equivalent)
0% of employees are part-time
42 full-time, 0 part-time

Wyhy Credit Union has 42 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Wyhy Credit Union has around 357 members per staff, an average ratio compared to other credit unions. This is a somewhat well staffed credit union.

Assets
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$230,191,842
Total assets
Above average
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
12.7%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$15,609
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 82% of credit unions.

Wyhy Credit Union holds a total of $197,760,000 in loans and leases, which is about $15,609 per member on average.

Savings interest rate
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0.05%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Wyhy Credit Union pays 0.05%.

Loan rates
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9.65%
Unsecured credit card loan interest rate
Compared to 10.8% nationally
7.50%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
5.65%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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2.90%
New car loan rate
Compared to 4.0% nationally
3.15%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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6.25%
Mortgage rate (secured by junior lien)
Compared to 3.4% nationally
3.00%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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Location
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Members
5,914
Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
11.90%
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Average Fee
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Net Worth Classification
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Average Fee
Credit Card Loan Interest Rate
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Net Worth Classification
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Average Fee
Credit Card Loan Interest Rate
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Members
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Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
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Location
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Members
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Assets
Net Worth Classification
Well Capitalized
Average Fee
Credit Card Loan Interest Rate
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