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Yantis Credit Union

Overview
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Yantis Credit Union is a federal credit union based in Yantis, Texas. It has been opened since 1955, for 65 years.

With around $21,390,000 in assets, Yantis Credit Union is considered to be an average size credit union. It has 1 branches and 1 ATM locations.

About
Address Po Box 267
Yantis, Texas 75497
Website http://www.yantisfcu.com
Phone (903) 383-2400
Fax (903) 383-2300
CEO Shelly L. Ogle
President of the Board Billy Burnett
Services Offered
Map
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Score Card
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65 years
Years in business
Opened in 1955
Well Capitalized
Net worth classification
Source: NCUA
1,807 members
Membership type: Unknown
Below average number of members
201:1
Credit union member to staff ratio
201 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
$21,393,366
Total assets
Average size
1 branch
Compared with an average of 4 nationally and 3 in Texas
Average number of branches
0.75%
Savings interest rate
Compared to 0.3% nationally
Branches
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1 branch
Compared with an average of 4 nationally and 3 in Texas
Average number of branches
Yantis Credit Union Branch Locations

Yantis Credit Union: Yantis Fedral Credit
110 S. Main Street
Yantis, Texas 75497
ATM Available
Members
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1,807 members
Membership type: Unknown
Below average number of members

With 1,807 members, the Yantis Credit Union is considered to be a small credit union. It is smaller than 68% of credit unions.

Fees
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$61
Average fee per member
The average fee per member at the Yantis Credit Union is $61, which is high compared to most credit unions. This rate is higher than 60% of all credit unions.
Fees are higher than average

Credit unions, like banks, charge members various fees, such as overdraft fees, ATM fees, credit card fees, inactivity or dormat account fees, and more.

The average fee per member gives you a general sense of how much you might pay in fees as a member of the Yantis Credit Union. Some credit unions tend to charge more fees, while others charge less.

Staff
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201:1
Credit union member to staff ratio
201 per each FTE employee
Compared to 411:1 nationally
Tons of staff!
9 staff members
FTE (full-time equivalent)
0% of employees are part-time
9 full-time, 0 part-time

Yantis Credit Union has 9 full-time staff members and 0 part-time staff members.

The number of members relative to staff members is an indication of how well staffed the credit union is. Yantis Credit Union has around 201 members per staff, a very low ratio compared to other credit unions. This is a very well staffed credit union.

Assets
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$21,393,366
Total assets
Average size
Net worth
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Well Capitalized
Net worth classification
Source: NCUA
A well capitalized credit union has a net worth ratio of 7% or greater and also meets applicable risk-based net worth requirements, according to the National Credit Union Administration.
16.5%
Net worth ratio
A higher net worth ratio is better.
Compared to an average of 13.6% nationally

A credit union's net worth ratio is one of the most important metrics you should consider when deciding whether to join a credit union. Why? It's a measure of financial strength

The net worth ratio is equal to a credit union's net worth divided by its assets. According to the National Credit Union Administration, a minimum net worth ratio of 7% is required to be considered to be a well capitalized credit union.

Loans & leases
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$23,096
Average loan and lease size
Loan & lease sizes are big! They are bigger than at 94% of credit unions.

Yantis Credit Union holds a total of $13,900,000 in loans and leases, which is about $23,096 per member on average.

Savings interest rate
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0.75%
Savings interest rate
Compared to 0.3% nationally

A credit union share account is an account at a credit union. It's called a share account because the credit union is member owned and as a result, members own shares in the credit union.

A share savings account pays you interest on your savings, similar to a savings account at a bank. The interest you receive can vary. Yantis Credit Union pays 0.75%.

Loan rates
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11.00%
Unsecured non-credit card loan interest rate
Compared to 11.2% nationally
4.00%
Other secured non-real estate loans and lines of credit interest rate
Compared to 5.3% nationally
Car loan rates
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6.00%
New car loan rate
Compared to 4.0% nationally
8.00%
Used car loan rate
Compared to 5.2% nationally
Mortgage rates
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4.00%
Mortgage rate (secured by 1st lien)
Compared to 3.3% nationally
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